Insurance Bennies Changed

[renniemommie 8]

Last year, I was told 100% coverage with Aetna. I call today to check on hospital and bennies were changed with the new year. Now it is 20% of my Dr's fees ($425) AND $1,000 to the hospital. Money I DO NOT have! FK. Nowww what. Grrrrrr. .

..update:,They might bill me for the $400 to the Dr. I hope..course, my Dr. will likely just get it from me on my pre-op appointment. Also, I have to get Cobra since my hubby is about to lose WLS insurance, I'll probably do one month or two of Cobra, just to make sure I'm covered, since the new insurance doesn't have any. "Luckily" the Cobra is only $400 for just me, much better than the $1,200 we were expecting.

I also found that I haven't been approved yet. I saw Dr. Monday, but they didn't fax it till Wed. Really? Wed? So the case wasn't opened till Thursday. I have told them every single time I've been in about my time line, we almost had a battle since I had a small balance due and they wanted to not see me til that was paid-which would have bumped my appointment even further. This should have been faxed on Monday. I talked to Emily before I walked out, guess I shoulda called.

I'm just cranky, not following pre-op real well and generally stressed out.