Morbid Obesity Exclusion

dre · June 21, 2006

I have BCBS of Texas and I was told that morbid obesity is a exclusion in my policy. My question is: Is there a way around tis exclusion? I have tons on medical conditions.

FunnyDuddies · June 21, 2006

does it specifically say that surgery for morbid obesity or any care for morbid obesity is is excluded? I know mine does with UHC and there is no way around it.

lisah25 · June 21, 2006

I have BCBS of Texas and I was told that morbid obesity is a exclusion in my policy. My question is: Is there a way around tis exclusion? I have tons on medical conditions.

There wasn't for me. The language in my policy was very clear, no treatment for weight loss, including WLS. No way around it no matter what my health was.

Morsaille · June 22, 2006

Me too. Written exclusion that was added while I waited for my sleep study.

There is no way around it. It is not technically discrimination since a provider can choose NOT to cover anything they choose.

Wheetsin explained it very well once. Your insurance can choose not to cover X-rays, that doesn't mean that they are discriminating against those with bones.

I found a great surgeon in MX.

Alexandra · June 22, 2006

I have BCBS of Texas and I was told that morbid obesity is a exclusion in my policy. My question is: Is there a way around tis exclusion? I have tons on medical conditions.

Dre, whether there is any way around the exclusion depends on your state's laws. But if you work for a very large company typically they write their own policies with the carrier and it's done very deliberately. Unless you think you can persuade your company to change its policies you are likely out of luck.