Short Term Disability

[Diamond-n-the-rough 0]

Does anyone have any input on this? I have hardly any PTO time currently and was hoping to get my surgery scheduled for February sometime. My thoughts were I could possibly use Short Term Disibility but honestly I know nothing about it I've never had to use it before and was wondering if I even could for this type of surgery. Thanks in advance for any help.

[MINI-Me 196]

You would need to check with your STD Carrier and see their requirements. Sometimes there is a waiting period of x days before benefits kick in. Also, many have a pre-existing clause that may exclude obesity.

[Diamond-n-the-rough 0]

Thanks MINI-me much appreciated!

[Middlesister57 14]

I used FMLA and Short Term Disability. It was a cinch to use. We have a great HR person at my job and she helped me through everything. We have a 7 calandar day waiting period. So there was one week that I did not get paid. I'm sure all companies plans are different. It worked out ok though because there were 5 pay days in December. Good Luck

[Diamond-n-the-rough 0]

Hey thanks much Middlesister.....what do you know we have something in common I'm also a middle sister but anyhow that makes me a lot merrier knowing that you were able to use those benefits for your surgery. I'm hoping I can too. I guess I don't know if I should talk with HR now or wait till I get a date set or should I speak with my doctor about it first??? So many question.....what to do what to do...

[Billy363627 15]

I am using short-term and fmla for my surgery. I don't know how your short term works but mine I get 1 week pay for every year of service that I have. I have 16 years so I guess 16 weeks of pay is plenty of time to be off. I am a heavy lifter at my warehouse so the doc put me out for 6 weeks. 6 weeks of 100% pay who can go wrong with that. YOu need to get with your human resources and find out the deets on your short term. who knows they might pay 100%. Anyways good luck

[LoVe/HaTe 0]

I think mine is 3 days of PTO time before my short term kicks in. I don't think they pay at 100% just like 80% or something. I'm just crossing my fingers that I can go that route so I won't have to take time off unpaid and I am able to take enough time off to heal. Thanks for all the help.

AKA ~ Diamond-n-the-rough

[klus263 9]

Every company is different but definately take to the HR and they can tell you exactly how it would work and for the paperwork to complete prior to surgery. I had to have my doctor complete their portion prior to leaving for surgery. My company had 5 days which I had to use PTO and then short term disability-which only paid at 75%. I work as customer service phone rep at home so I didn't have to commute to work so I was able to return to work after 5 days. It was a little rough but I got up and paced for a few minutes every hour.

[myrori 55]

My short term disability was from Aflac and some IMRF (state employees fund) and they required a note from the doctor that it was medically necessary for the surgery. My doctor said yes without a doubt.

I also filled out FMLA (Family Medical Leave Act) to protect my job in this economy and also to get the surgery on my schedule and not my job schedule.

[jenniferkentucky 1]

My short term disability was from Aflac and some IMRF (state employees fund) and they required a note from the doctor that it was medically necessary for the surgery. My doctor said yes without a doubt.

I also filled out FMLA (Family Medical Leave Act) to protect my job in this economy and also to get the surgery on my schedule and not my job schedule.

Mine is a 3 day waiting period for it to start unless there is surgery and it begins the day of surgery. Mine is 80% pay but they do not tax it so it works out about even.

[sleeve 4 me 910]

I went on STD for the month I was off. The first 7 days were not covered, so I used sick time for those days.

[treequeen 13]

wow..nice...i only get 60% STD