Individual Insurance Plan

blondie1007 · December 12, 2010

Anybody on a individual insurance plan that has gotten approval for the VSG? If so, what insurance company?

6kiddos · December 13, 2010

Aetna approved mine and we are individually insured. =) It was a PPO plan.

blondie1007 · December 13, 2010

Great. How long did it take you to get approved?

6kiddos · December 13, 2010

First, I would make sure the plan you get covers WLS surgery. =)

I had to do a 6 month diet/exercise with my PCP. I was able to cut a month or so off by starting the VERY end of May and finishing the VERY beginning of October. As long as you have 1 visit per calendar month you are ok. I also had to do a variety of other things...psych, nutritionist, heart doc, pulmonologist, weight history (didn't really have one from the dr except 1 yr...the other year I used my gym log which showed me being weighed by a trainer), etc.

Once it was finally all turned in, including some time for some issues at my surgeon's office (fax issues), it was less than a week. I got approval just before Halloween. I was able to take a cancellation spot with the surgeon and had surgery on the 9th Nov.

Good Luck!

Miranda48 · December 13, 2010

Anybody on a individual insurance plan that has gotten approval for the VSG? If so, what insurance company?

Hey Blondie - if you find a couple companies, there's a free comparison website that lets you fill in the specifics and then tells you what it would cost from each company. The site is www.healthinsurancequotes.org - hope that helps you and good luck with the future VSG!

Miranda48 · December 13, 2010

Anybody on a individual insurance plan that has gotten approval for the VSG? If so, what insurance company?

Hey Blondie - if you find a couple companies, there's a free comparison website that lets you fill in the specifics and then tells you what it would cost from each company. The site is http://www.healthinsurancequotes.org - hope that helps you and good luck with the future VSG!