out of pocket

[ndpndnt 5]

Hello everyone I am new to this forum. I have BCBS of MI insurance. 80 percent insurance pay and 20 percent I pay with a max out of pocket 2500 a year. I had to go through 6 months of Dr and nutrionist supervised visits. My last visit is Sept 10 (Thank God). All of my other tests and evals are complete. I have spent about 600 out of pocket so far. That leaves 1900 that I will have to pay. Does anyone know if this can be paid n installments after the surgery or if will I have to pay it before surgery. Just wondering because I may have to delay it by about 30 days. Any help or advice is greatly appreciated.

[DELETE THIS ACCOUNT! 12,703]

You will have to talk to your surgeon and the hospital to know for sure. They all handle billing differently. Some require the copay up front but others bill you for it afterwards.

[ndpndnt 5]

Thanks.

[skb123 308]

Check with the doctor and hospital where you are having your band done. You never know what they will do for you.

[ndpndnt 5]

This process is so long. I am so anxious to get started. But I know patience is a virtue. So nervous and excited at the same time.