Appeal .

[Sweetlovelynne 0]

My insurance require I quit smoking for 6months prior to my surgery , I quit newyears . I informed my PCP , I thought she took note , seeing how that was big of me , & big to my insurance . I had to do 3 consecutive months of attempted weight loose , well the notes of those apparently still said I was a pack a day smoker , my PCP didnt see this , and nor did my insurance corrdinator . It got denied twice due to my doctor notes continue to say I was a pack a day smoker , mind you befor the sencond denial , I got a note from my PCP saying that was her fault , I do not smoke anymore as of 01/13 . I dont know what to do and really feel as If i have lost hope .

[catfish87 3,471]

I know years ago when I smoked, and quit, the life insurance folks had a mouth swab they tested for nicotine residual (I think). Maybe something like this would suffice? It's gotta be frustrating to have quit and not gotten "credit" for it. Hang in there....lots of folks, including me, get denied first time for various paperwork mistakes/exclusions. Never, ever give up!

[JOANNE M HOLL 388]

That is the pits. Maybe type up something with lawyer & a Notary Public explaining what happened & send it to the insurance company. Good luck. . .do your best by eating 1/2 the quantity of food & walk, walk & walk in the interim and you will be starting down your road to good health. Good luck!