so discouraged

[kyeladavis 2]

I called my insurance today and was informed im not covered for any type of wls. So sad I just want to cry.

[☠carolinagirl☠ 18,721]

i am sorry

[KAATNS 1,473]

Do you have flexible spending at work?

[kyeladavis 2]

Yes. That's what a had planned to use to pay my or of pocket maximum.

[BigOBoy123 67]

You might want to check into Care Credit. They cover surgeries like this. It's just like borrowing money from a bank, only it's for Medical procedures only. Hope this helps.

[Mrs.Bales 31]

Hi there - I am in Canada and our insurance won't cover it - I paid $16,000 out of pocket, dipped into my RSP's (think 401K).

Quite frankly if I didn't do something I wasn't going to have to worry about my retirement.

It's a shame that so many other surgeries are covered but one to help people live longer healthier lives is not.

[♕ajtexas♕ 3,771]

Don't know where you are located, but I was self-pay through True Results. They also offer financing.

My band was the best $10K I spent on myself.

Good luck to you.

[kyeladavis 2]

Don't know where you are located' date=' but I was self-pay through True Results. They also offer financing.

My band was the best 10K I spent on myself.

Good luck to you.[/quote']

I'm in California. I'll have to look into true results. Thank you.

[LosingAimee 21]

Same here, I first seriously considered doing the Lapband 3 years ago in 2010 but my insurance didn't cover it. My insurance still doesn't cover it, so I financed the $10K... I wish I would've done it 3 years ago!

[mrsto 2,925]

I'm in California. I'll have to look into true results. Thank you.

Where in California are you?

[mrsto 2,925]

You might want to check into Care Credit. They cover surgeries like this. It's just like borrowing money from a bank, only it's for Medical procedures only. Hope this helps.

Yes, Care Credit is great, because you can pay it off interest free for several months.

[dawalsh 919]

I called my insurance today and was informed im not covered for any type of wls. So sad I just want to cry.

I'm so sorry. It took me 3 yrs to finally be covered for WLS. Your PCP has to confirm that it is medically necessary and that is the first requirement.

Good luck, keep trying !

[kyeladavis 2]

Where in California are you?

Im in visalia. Right by Fresno.

[kyeladavis 2]

I'm so sorry. It took me 3 yrs to finally be covered for WLS. Your PCP has to confirm that it is medically necessary and that is the first requirement.

Good luck' date=' keep trying ![/quote']

I haven't gone to my doctor yet. Scheduled for a seminar on the 28th but u called Mt insurance and asked what kind of Naugatuck surgery coverage I have and she said none. Should I still go to my doctor and try to submit a claim?

[stept04 465]

There is a thing here in Texas called Texas Rehabilitation Services, they will cover the surgery if you meet certain requirements, to help you get a job to support yourself if your weight hinders you from getting one. It's not easy but if you have no other option it could be something to look into, I don't know your personal situation and I don't know the requirements. But it should be listed under California Rehabilitation Services if your state has it. Good luck, I hope you find a way to have the surgery.

~~~Stephanie