advice counsel and wisdom

[Murphles 0]

Well I have been sitting here and worrying and wondering about the LB for months now. I made my decision to have it and my husband asked me to wait until he had some contracts lined up (he owns his own business-but I work too). I did and he asked me to wait some more (he always worries about money). Finally, I said to him last night-just let me finance it and you can pay it off quickly when we get paid for the contracts.

I of course feel guilty spending money on myself.

Having said that-I need your ADVICE!

Did you finance and how was that?

I am travelling to Mexico (Monterrey)-anything that you all think I should Know about? (experienced traveler with a passport)

I really appreciate your help!

[Cheri 0]

I was self-pay, so we took out an equity line on our house! We actually took out more than the amount of the surgery so we could do some stuff around here, and it is costing us around $200 or so per month. We are paying it off quicker than that (i started working, so my meager checks are going straight to that, slow but sure!!)

It IS worth it, YOU are worth it!!!

Good luck!

~cheri

[TommyO 5]

I truly beleive that the Lap band is saving my life, I have lost over half my weight and will, over time lose the rest. Before my surgery I was certain that I could have a massive haert attack any time so the cost of surgery and how to get the money was not an issue. If I live an extra 15 years it amounts to $1,000.00 a year, I was paying that for my fitness club membership so it was a no brainer.

If you need the surgery then get it done, if it's a money issue think of how much money a funeral costs.

Good luck

[Paulax 8]

I truly beleive that the Lap band is saving my life, I have lost over half my weight and will, over time lose the rest. Before my surgery I was certain that I could have a massive haert attack any time so the cost of surgery and how to get the money was not an issue. If I live an extra 15 years it amounts to $1,000.00 a year, I was paying that for my fitness club membership so it was a no brainer.

If you need the surgery then get it done, if it's a money issue think of how much money a funeral costs.

Good luck

Wow, that post is a keeper.

Thanks for that TommyO!

[the best me 6]

Home Equity Line of Credit here, too. Only we aren't paying it off very quickly. If I had a job, it would go towards that. It's a bit of guilty pressure, to be sure. It's worth it, mind you, but I don't like it hanging over my head especially since I need a new (used) van. Ours is soooo old, and the car payment on top of the Band payment....oh my. So we are in the midst of figuring out how to do all this without me going back to work. Hubby is building a spec house so we are hoping we get what we are asking and will be able to finagle from there.

Point is, it's a commitment but it's worth it. It's a pain, but worht it. It's pressure and guilt, but not for long. You get over it when you step on the scale, or climb a flight of stairs, or lose your pants while vacuuming...you get the idea! Good luck!!!!

[Murphles 0]

bump-wow=only four answers???!

[legallyKristin 0]

Mine was done for $10,700 here in San Antonio. Paid for through student loans. If it meant I could get a better job, I think it should be considered an education expense.

:eekB: Kristin

[Iluvharleys 15]

I used a 0% interest credit card, then when that year was up I transferred it to a 3% interest card. It worked great for me!

[Anwyn 0]

I didn't finance (insurance covered it), but I would have if it was necessary. Getting banded is one of the most UN-selfish things you can do. It's not an easy decision, and it's hard work. You deserve it!