Care Credit

[brock1021 46]

I applied for $8000 on care credit and the approved me for $6800. I did it online and I got an immediate approval with a code. But that's it..no instructions on what to do next...anyone dealt with them that could give me advice? How do I find out payment terms, etc? Also, has anyone had success calling and getting them to increase the loan?

Thanks!!!

[KAATNS 1,473]

You will get a credit card in the mail. Their rates are typically pretty high so be careful. Good luck!

[Holly Dolly 575]

We offer carecredit at my dentist office. You should have been given your card # on the reply to print out. We don't have much success in getting a higher credit limit for patients. They base that off of your credit scores I believe. When we fill out the online application for patients we put in a dollar amount for the credit limit.

The terms of the loans they offer vary. It just depends which ones your dr will accept. We only allow 12 months interest free. If we offered the 18 or 24 months plan then the percentage we have to give to Carecredit goes up substantially. So if you haven't found a dr yet, make sure they accept Carecredit and which monthly interest free plan they accept if going that route.

[brock1021 46]

Thanks for the information. Very helpful!!