CMI1010 0 Posted April 13, 2006 For all of you who's insurance wouldn't pay for your surgery how did you finance it? I don't have the best of credit so I don't think I can get a loan for $16,000. :think I need some creative ways of financing surgery! This is something I really need to do for me (I am sure you all understand) Please help!!!:help: Christy Share this post Link to post Share on other sites
FunnyDuddies 6 Posted April 13, 2006 We don't have great credit either, so we saved money and are having the surgery in Mexico. Cost for me is 9100 and includes everything, even airfare. Share this post Link to post Share on other sites
*susan* 1,709 Posted April 13, 2006 Hi Christy, I am in the same boat as you. However, we have a ton of equity in our home. If you own a home, you can get a home equity loan or refinance it. We are refinancing it and cashing out for the cost of the surgery. Share this post Link to post Share on other sites
CMI1010 0 Posted April 13, 2006 Well I just bought my house but I put 20% down which is enough to cover the surgery but I don't know if anyone will want to refinance me for the entire amount of the house? Share this post Link to post Share on other sites
DOC 0 Posted April 13, 2006 Creative is the key word! Where there is a will, there is a way..... I took the money out of my 401k. My husband is a tax man and he is putting it in our tax return this year as unreiumbursed medical expenses. It was SOOOOO worth it! I was scared because what would happen if we took the money out and I proceeded to eat my way through my band? Well, I must have been ready because I have lost 46 lbs and I go to the gym 4 times a week! Good luck. I hope you find your way to your solution.............. Share this post Link to post Share on other sites
DrewsLou 3 Posted April 13, 2006 We had half in savings and the other half we took out a loan against my husbands car (which was already paid for). It was the best way for us to come up with the cash. Share this post Link to post Share on other sites
fiveholts714 0 Posted April 14, 2006 My dha nd I both took out medical reimbursement plans through our employers for a total of $10,000. I had the surgery in Mexico and paid $8300 for everything. Both of our employers use the debit mastercard for the medical programs so i paid in advance using those. So when I got to Mexico I had paid for 100% of everything. Share this post Link to post Share on other sites
Bensmum1109 0 Posted April 14, 2006 Christy, PM me. I am in the mortgage business, and though I do not work directly with customers (I work with brokers), with a little bit of info from you I can tell you if a bank will refinance you to get the money you need for your band. I may even be able to refer you to someone in your area, depending on where you are. Share this post Link to post Share on other sites
