paying for lap-band

[CMI1010 0]

For all of you who's insurance wouldn't pay for your surgery how did you finance it? I don't have the best of credit so I don't think I can get a loan for $16,000. :think I need some creative ways of financing surgery! This is something I really need to do for me (I am sure you all understand) Please help!!!:help:

Christy

[FunnyDuddies 6]

We don't have great credit either, so we saved money and are having the surgery in Mexico. Cost for me is 9100 and includes everything, even airfare.

[*susan* 1,709]

Hi Christy,

I am in the same boat as you. However, we have a ton of equity in our home. If you own a home, you can get a home equity loan or refinance it. We are refinancing it and cashing out for the cost of the surgery.

[CMI1010 0]

Well I just bought my house but I put 20% down which is enough to cover the surgery but I don't know if anyone will want to refinance me for the entire amount of the house?

[DOC 0]

Creative is the key word! Where there is a will, there is a way.....

I took the money out of my 401k. My husband is a tax man and he is putting it in our tax return this year as unreiumbursed medical expenses.

It was SOOOOO worth it! I was scared because what would happen if we took the money out and I proceeded to eat my way through my band? Well, I must have been ready because I have lost 46 lbs and I go to the gym 4 times a week!

Good luck. I hope you find your way to your solution..............

[DrewsLou 3]

We had half in savings and the other half we took out a loan against my husbands car (which was already paid for). It was the best way for us to come up with the cash.

[fiveholts714 0]

My dha nd I both took out medical reimbursement plans through our employers for a total of $10,000. I had the surgery in Mexico and paid $8300 for everything. Both of our employers use the debit mastercard for the medical programs so i paid in advance using those. So when I got to Mexico I had paid for 100% of everything.

[Bensmum1109 0]

Christy, PM me.

I am in the mortgage business, and though I do not work directly with customers (I work with brokers), with a little bit of info from you I can tell you if a bank will refinance you to get the money you need for your band. I may even be able to refer you to someone in your area, depending on where you are.