Opinions Please

[ms.junebug 1]

i'm 5'3 205lbs, have been obese my whole adult life. have bcbs of ma. my medical history is r-knee surgery, and both knees osteoarthritis, history of anemia, galbladder removed at the age of 18. 36 yrs old now. history of asthma. medical records of weights back as far as 6 yrs. letter of recommendation from orthopedic. kidney urethers duplicaions. do you guys think i have a chance of being approved?

[zinhaa 363]

Do you have high blood pressure, sleep apnea?

Those will help qualify. Go to a seminar and ask. iam not sure what your insurance qualifications are.

wendt

[Maddysgram 6,159]

Best thing to do is call or email your insurance company and ask them. That's what I did and they sent a whole list of things I needed to do and have to qualify.

Every Ins. is different. I have Aetna and Arthritis was not considered a co-mobility . Asthma was

It was B/P, Cholesterol , sleep apnea & asthma. If your BMI was below 40, you have to have two, over 40 none, but like I said that's Aetna. Your BMI 36.3

Good luck!

[suzannetx 21]

i have bcbs ill,,, i weighed in at 235,,, only take cholesterol meds and found out i have sleep apneia,,,, all bcbs required was see a nurtitionlist and a physc,,,, i was approvedd 100%,,,, will have mysurgery 12/12/12 im very excited,,,, good luck and let me know if your bcbs pays,,,, its been a very good insur for me

[KassieRose 60]

Your BMI alone isn't quite enough, but I would say with the other stuff added you should. I started at 5'9 and 350 pounds, so I qualified on that alone and I had no health issues. Good luck!

[A New New Dawn 1,695]

As Maddysgram mentioned, I would call your insurance and they can provide the information to you of what they require to qualify. I believe arthritis may be one of the comorbities they look for if your bmi isn't high enough. Typically, they look for 2 comorbidities. Calculate your bmi so you know where you are.