Jump to content
×
Are you looking for the BariatricPal Store? Go now!
$99 Yearly Supply Alert! 🌈 "1 per Day!" Bariatric Multivitamins

Self Pay And Credit Card Question...

pushagrrl

By pushagrrl, in Insurance & Financing

Recommended Posts

pushagrrl    11

pushagrrl
Posted

I am self-pay and I just set my surgery date for October 15th and I have to have my money turned in for the surgery next Monday, Oct 1st. I was planning to charge the surgery to two different credit cards that have enough limit for the surgery and then pay them off as soon as I could so that I could also get the benefits such as miles on my cards. Has anyone tried this? Does the credit card companies consider this a cash advancement? Or would it be like any other purchase you would make with your card. Please help me?! =)

Share this post

Link to post
Share on other sites

Shackwacky    72

Shackwacky
Posted

I would think it would be a purchase, since it would be done through a vendor who is paying credit card charges (not a bank). I thought of doing the credit card route too, but the thought of the interest rates scared me off.

Share this post

Link to post
Share on other sites

SageTracey    608

SageTracey
Posted

Surely there are too many variables involved for us to answer? It would depend on your credit cards and banks, as well as how the surgery processes the payments. You might get a more definitive answer by speaking with your bank/s and surgery. Good luck.

PS Why not plan to use the miles/rewards points as a celebration for a post-surgery NSV? Something to work towards and look forward to.

Share this post

Link to post
Share on other sites

wishuponastar    7

wishuponastar
Posted

I used two different credit cards. Both were charged as purchases. Good luck :)

Share this post

Link to post
Share on other sites

ElleG    394

ElleG
Posted

Good luck! I love the idea of earning miles for this that's soooo awesome! :)

Share this post

Link to post
Share on other sites

Shackwacky    72

Shackwacky
Posted

Oh! Air miles ---- I hadn't thought of that.

Share this post

Link to post
Share on other sites

wildrose1966    396

wildrose1966
Posted

I had the cash in hand, but put it on the CC to get the airmiles, and then just plopped down the cash before interest was charged.

Shackwacky reacted to this

Share this post

Link to post
Share on other sites

homestead16    12

homestead16
Posted

I was going to use my credit cards too but decided to go with united Medical credit and save my credit cards for other non medical use. I have good credit and employment history and found their interest rates are pretty competitive. If you decide to go that way have a look. http://www.unitedmedicalcredit.com/ Good luck on your journey.:)

Share this post

Link to post
Share on other sites

pushagrrl    11

pushagrrl
Posted

I paid for my surgery today and ended up dividing the costs between two credit cards so that I could get cash back and miles. Then I have the money to pay the cards off as soon as the charges go through. :) very excited! Two weeks till surgery!

Share this post

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Go To Topic Listing Insurance & Financing

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • Lizette1122

      Lizette1122

      Anyone had the TORe procedure? How did it go? How much weight did you loose? 
      · 0 replies
      1. This update has no replies.
    • LadyVeteran1

      LadyVeteran1

      Sleeve surgery is on April 14th.  I am counting the days!!  Can't wait!
      · 3 replies
      1. Brookie2shoes

        Brookie2shoes

        Me too girl!! Are you in the full liquid diet right now? It’s sooooo hard!

      2. LadyVeteran1

        LadyVeteran1

        Not yet. I was told I only have to do 24 hours of a liquid diet. But I have my pre-op tomorrow so I’m going to confirm if I need to do longer.

      3. buildabetteranna

        buildabetteranna

        Your so close now! It's gonna be great :) Wishing you a speedy recovery and looking forward to seeing how it goes!

    • buildabetteranna

      buildabetteranna

      Down 33 lbs and slightly stalled, but I'm gonna reevaluate and push through. I started back to work last week after 2 years of being disabled due to mental health as well as my weight. It's a great job and I'm just so happy to have this opportunity at a second chance at life. Hope everyone is having their best journey ❤️ Together, we got this!
      · 2 replies
      1. DaisyChainOz

        DaisyChainOz

        Great work Anna! Keep it up 😁

      2. buildabetteranna

        buildabetteranna

        Thank you ❤️

    • Bashbee91

      Bashbee91

      Hey guys new to the process looking forward to this new life. 
      · 0 replies
      1. This update has no replies.
    • Bugg

      Bugg

      Hi everyone! I’m brand new here. I just went through all my pre-op requirements per my insurance company and now everything has been submitted and I’m just waiting for final approval and my surgery date. I’ve been doing research, watching YouTube videos, TikTok’s, ect.. trying to prepare my mind and what to expect so I’ll be ready for the surgery. I was so sure and so set and so ready and excited. However, now that I’ve done everything & it’s almost here, I am sooooooo scared! I know why I want it bc I’ve tried everything and I just don’t feel like I can lose weight by myself. I’m tired of being overweight my entire life. I’m miserable, but I keep psyching myself out afraid of GERD bc I know how that can be and I don’t want to have to get a bypass after already gaining the courage to even get VSG. I’m scared of complications like I’mgoing to regret doing it and be depressed that I didn’t just be more disciplined and try again to lose the weight on my own even sitting here typing this knowing in my mind i just can’t and don’t possess the discipline. I’m also afraid I won’t be able to handle the restrictions of the sleeve. What do I eat? I don’t know how to eat healthy really and don’t enjoy healthy food. I don’t know how to do this! I feel so defeated!Someone tell me they felt anything similar to this or am I not ready? I thought I was. I am so tired of being sick and tired and so tired of myself and so tired of being stuck and stuck in this body and somebody different on the outside from what I feel inside. I just want to ball up and cry.
      · 1 reply
      1. stevieoriole

        stevieoriole

        Am feeling this right now. My surgery date is 4/1. Sign the consent tomorrow. I feel like I overloaded myself with too much info, too many opinions. Got to the point where I was wondering if I should do this. Then I thought of my reasons for taking this step and that settled my nerves. Still get moments of doubt but am striving forward. Am just going to follow my book from the surgeon. Joined this because I was told by my dietician that I should do this for support

  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    Bariatric Forums

    For Patients

    Health Professionals

    Search Surgeons

    Bariatric Surgeons: Want to research a weight loss surgery surgeon? Enter their last name below to start!

    ×