Insurance Approval

[nicolemm 24]

So as I've been going through all my appointments it's been concluded that I have no co-morbidities to go along with my high BMI. Normal blood pressure, good cholesterol, I am able to excersize and no sleep apnea. All in all this is good health wise. BUT I am so nervous my insurance wont approve bc of this. my BMI is 45 which is very high.

did anyone have trouble getting approved with no co-morbidities? My dr says I should be approved because of the bmi alone but as we've all probably found out along the way, nothing is guaranteed.

[nursesweetc 25]

I am the same way. High Bmi but healthy as a horse. No problems getting approved. Oct 8 th is my band day....

[nicolemm 24]

That's good to hear! What type of insurance? I have Cigna. Dr will submit my paperwork after my last appointment on the 15th.

[Lesley714 4]

I also have cigna with no co-morbidilies. I don't have high blood pressure or diabetes but my BMI is 55.4. Today was my one on one with my nutristionist and I asked him if I would have a hard time getting approved. He said no because my BMI is extremely high and im 100 pounds over weight.

[Ashygurl 0]

Hi everyone! I am going to my initial dr appointment with my doctor on Friday. How long was the process for you from start to op day? I also have Cigna and am nervous about approval though. I was a college athlete until 2005 and then I had reconstructive knee surgery and ankle surgery after injuries from my sport. My BMI is now 41, and I hope the lap band is an option for me.

[nicolemm 24]

With Cigna it's taken me about 3 months with my final appointment on October 15. Cigna likes to see a three month waiting period according to my doctor and the woman at his office that deals with insurance.

So far I've had my initial appointment, an upper GI test, an appointment with the nutritionist (today is my second appointment with her), an appointment with a pulmonologist to discuss apnea, an appointment with my surgeons APRN, a sleep study and a psych appointment.

It's taken me about 2.5 months to do all those appointments and they are going to submit my paperwork to insurance after my appointment I the 15th.

It's been a lot but I know it'll be worth it! Good luck!

[Ashygurl 0]

With an approval from Cigna what was your ou of pocket? If I may ask?