Looking For The Perfect Insurance Company:-)

[sshaeshae19 0]

Hi, everyone! I'm in search of a health insurance company that will pay for most or all of my lap band surgery. I have recently checked with a few local ones and anthem blue cross blue shield seems to be the only one that will cover me with me being 5'7 @ 310 lbs. I really want to find a health insurance company that will take me at my weight and cover most or all of my lap band surgery costs.

Thank you,

[O.T.R. sleever 3,386]

The unfortunate reality is that you are not likely to find an insurance onthe open market that will pay for your surgery and if you do it will cost $1000/mo or more & have an 18-24 month waiting period before WLS is covered, or hey might have a huge deductable(10,000+). Insurance companies simply are not in business to lose money, & allowing someone to pay a few hundred dollars in premiums & covering a $10,000 elective surgery just doesn't make sense for them.

My suggestion would be to pursue a job that has a group plan that covers it, or save up and consider Mexico or seek out self pay discounts.

[KassieRose 60]

If you try that your monthly payment and deductible will be insane. I am on my moms insurance and at the time of surgery I was 5'9 and 350lbs. My mom only had to pay 600 for my surgery because she has kick ass insurance through the hospital where she works, which is also where I had the surgery done in February.

If I were you, I would look in to self pay options like care credit.

Best wishes

[sshaeshae19 0]

thanks for your responses:-)

[shelly513 138]

Are you eligible for state insurance?