Feeling Discouraged :(

[Marybell 22]

I found out today my out of pocket cost for surgery. I could cry. $4150.00 is my portion. we run off of a single income for 4 people. im a stay at home mom , i take care of my sick infant, and a 3yr old. me working is very hard with my husbands schedule. our tax money is usually saved for the whole year and used to pay off bills we made thru out the previous year. ie furniture bills ect. if we did it on the FSA card for the 1st of the year it would 190 a paycheck every which way i have tried to figure the numbers we just cant afford it. sigh, id sell a kidney for this surgery id sell body parts!!! id sell anything to make it. my husband just keeps reassuring me we will find a way but i dont see any light from this news at all.

[Gigi_Girl 77]

Marybell, a couple of suggestions on financing. Check to see if your doc's office offer Care Credit or other medical financing programs. I have also known others to use equity lines on their homes. I know that 4K is hard to come up with, but it is small compared to what the self pays must find.

Good luck to you!

[lassie 247]

what insurance do you have? maybe someone on here has had some experience with that company and can help you. Have you talked to your doctor maybe he will come up with something. Do you have a hernia some insurance will pay extra if that has to be taken care of at the same time ( a two fer) hang in there something will come up I will say a wee prayer for you tonight. God Bless

[Marybell 22]

I have Blue Cross Blue Shield of Anthem. My deductible is 400. my max out of pocket is 3750. equals 4150. i havent even got to see the doctor yet, this is what the insurance sent me after i inquired about the cost. This doesnt include my 50 dollar co pay every time i see someone other then my primary.