Help:-/

[brebelcher 0]

I have cigna as my insurance i have a bmi 40.2 but i dont have diabetes or high blood pressure do u think i will be able to qualify with my insurance??

[DELETE THIS ACCOUNT! 12,703]

You'll have to check with your insurance, all insurance companies are different in their requirements.

[lucie159 89]

I have Cigna... I don't have any of the normal Weight diseases either.. no high blood pressure, no diabetes, but I do have a higher bmi then you. I was approved in only 3 weeks. Hopefully you will get the answer you want. Good luck!

[Lesley714 4]

I also have cigna and i don't have diabetes or high blood pressure but my bmi is extremely high at 56. Im in the process, going to my nutritional classes and doing everything the insurance requires. Hopefully ill get approved and they wont make it difficult or deny me :/

[MrsJroChicago 32]

Call your insurance company. Theybeach have different requirements. Blue Cross did change theirs in the spring to make it easier. No co-morbidity diseases required with a 40+ BMI. Work with your doctor to get it approved. They are your best advocate. They can also submit your case for pre-approval to see if and what the insurance will pay. Working with a Center of Excellence is also recommended--insurance companies like them and work with them to get you approved. Good luck.

[brebelcher 0]

Thank u everyone!!!! i just hope everything works out for me!!!

[sHeLLaBee 130]

The national requirement for American insurance companies is a 40 or higher BMI. It doesn't matter how much higher. That .2 will make the difference. I wouldn't worry. I think you should be ok. They may require a 3 or 6 month plan prior to surgery, but you will most likely be approved.

[brebelcher 0]

To hear all this feed back makes me feel a little better i hope everything works out in my favor:)