Out-Of-Pocket Expense

[ashchap13 23]

HEY ALL,

I HAVE A BCBS *** AND GETTING READY TO DO THE 6 MONTH PROCESS.

HAS ANYONE ELSE HAD THIS INSURANCE? I AM UNDER THE IMPRESSION RIGHT NOW MY INSURANCE WILL COVER 50%.

WHAT HAS EVERYONE ELSE PAID OUT OF POCKET IF ANYTHING AT ALL?

I KNOW I'LL HAVE TO PAY SOMETHING AND NOT WORRIED ABOUT THAT, JUST LOOKING FOR A BALLPARK FIGURE.

THANK YOU!!!!!

[Cindysmom (Ilene) 130]

From what I remember about BCBS they pay a contracted amount. Unless things have really changed since I posted payment. Please let me know if I am wrong. I paid $10,000.00 cash.

Usually they do not tell the patient what they pay. But the place where they do the surgery knows. Especially if they participate with bcbs.

[newbeginning79 5]

I have BCBS Blue Advantage ***. My insurance covered the entire procedure. So every month when I went in to see the nutritionist I never had a copay to pay. Even when I completed the 6mo program and did my pre-op test that Dr. Shayani required, there was no co-pay required by my insurance. I just received the invoice in the mail last week from the hospital.......WOW!!!! glad I have insurance to cover it all, because the total was over $20,000

[TKW 501]

1800.00 out of pocket

[ashchap13 23]

@New Beginning..

I have BCBS *** Blue Advantage as well and seeing Dr. Shayani..

You paid nothing?! I hope to be as lucky! I have my first appt. July 9th to start my 6 month program!

[NWgirl 574]

I have Anthem BCBS, I was covered 80/20. I know if I were to choose an out of network doctor, it was 50/50 and my out of pocket max was much higher.

[Cindysmom (Ilene) 130]

Thanks for that Ladies. I was going by the MRI payment for contracts...I hope it helps her.