BreBre 6 Posted June 12, 2012 Is there an insurance agency that will cover you if something wrong happens to your lap band? Say for instance...slip, erosion, infection, or anything that needs to be adjusted. I payed out of pocket for my surgery, and I really don't want to pay more for something that didn't even work for me. Share this post Link to post Share on other sites
running_scared 125 Posted June 12, 2012 Are you in Canada, or the US, or somewhere else? Share this post Link to post Share on other sites
running_scared 125 Posted June 12, 2012 Didn't you just have surgery? How do you know it hasn't worked? Share this post Link to post Share on other sites
jeani81 93 Posted June 12, 2012 Most insurance companies don't want to cover pre existing problems, and if they do then there is a waiting period. My insurance company has a year waiting period. Just wondering why you think it hasn't worked? I believe alot of people believed that it was a miracle cure but didn't realize that you have to change your eating habits and exercising and even without the band weight can be lost that way. I wish you luck. Share this post Link to post Share on other sites
PandorasBox92264 61 Posted June 12, 2012 If you already have a band, then most likely IF there is an emergency or something needs to happen with it your insurance should cover it. Do you have a plan now? Keep up insurance if you do and make sure that it doesn't lapse, I think generally if you have been covered on a constant basis then the pre exisiting thing is waved. Worst case if you do not have insurance and have a major issue you can go into a county facility or.. if you go to the ER then they need to stabilize you... but like was mentioned.. don't think negative your profile says you just had it put in and your on an adjustment period. Share this post Link to post Share on other sites
BreBre 6 Posted June 12, 2012 No no... I'm saying in case is doesn't work for me or something happens to it. I'm wondering if insurance will cover to have it removed or whatever needs to be done. I am in the us and currently we have crappy military coverage. So my husband is getting out in 9 months and we will have to get new medical coverage. I'm wondering which insurance agencies will take care of me if I need something done or fixed that pertains to my lapband. Share this post Link to post Share on other sites
NWgirl 574 Posted June 12, 2012 Most companies will probably require a year period to add you due to the surgery. If you or the husband is employed by a company that offers insurance with bariatric coverage, it would hopefully be effective immediately... Share this post Link to post Share on other sites
BreBre 6 Posted June 13, 2012 That's what I'm trying to find... Insurance agencies who cover bariatric complications Share this post Link to post Share on other sites
NWgirl 574 Posted June 13, 2012 I'd start calling around and asking. Just call sales and ask if they cover pre-existing bariatric WLS treatment. Share this post Link to post Share on other sites
