My Total Out Of Pocket For Lapband Surgery Was....

[NWgirl 574]

I maxed out my $3000 OOP doing all of the pre-op testing.

[c945105 14]

You guys are blessed I had to pay 17k as I fought UHC but couldn't get it done:(. I'm sure will still be worth it in end

[cassiem93 39]

I work for a hospital so its a little bit easier for me. The hospital is all about the employees being healthy. I only have to spend no more than $200 on everything. I only spend $15 for my visits to the nutrientionist (6), $15 for psych eval (1), nothing for all my tests and $10 for my appointments with my band doctor (3). But that is only because i am seeing all hospital doctors and doing my lap band through the hospital. If it wasnt for that than i think it would take me longer.

[Sunshyne068 97]

I didnt have to pay anything up front except for co-pays .... hospital and doctor's fees were billed after the procedure.

[difa 114]

I have finally received all of my EOB's from the insurance company and here is the breakdown of expenses:

Physician (Consult & Pre-op 2 appts) - Total billed $346 & insurance paid $81.25 and I have $70 in copays.

Nutritional counseling (4 appts) - Total billed $405 and insurance allowed and paid $324.

Psychiatry Eval (2 appts) - Total billed $200 and insurance allowed $103 & paid $78 and I have $50 in copays.

Anesthesia - $2,875 billed and insurance allowed and paid $646.40.

Surgeons fees - $2,211 billed and insurance allowed $1,189 and paid $1,039 & I have a $150 surgical copay.

Hospital fees - $23,584.60 billed and insurance allowed $2,029 and paid $1,954 and I have a $75 copay.

I have Federal BCBS Basic plan. My total out of pocket costs to date have been $345. I feel very blessed and fortunate.

~Amanda

I'll owe the psych doc $39

I'll owe my surgeon between $100-$200

I'll owe the hospital around $1900.

I have GEHA. Thank fully I have a fsa. I'll turn in my EOB's and the money will be in my account in 24-72 hours...

[DeAna N 229]

I'll owe the psych doc $39

I'll owe my surgeon between $100-$200

I'll owe the hospital around $1900.

I have GEHA. Thank fully I have a fsa. I'll turn in my EOB's and the money will be in my account in 24-72 hours...

I have FSA too it has been a life saver I had to pay 600.00 for my scope and I was able to pay it without worrying three days later it was redeposited into my account. Best decision I ever made I talked all my co-workers into enrolling this year

[jflo 40]

Did u have to pay for the surgery up front or did u get billed for it!

[difa 114]

Did u have to pay for the surgery up front or did u get billed for it!

I got billed after...I then take my EOB (explanation of benefits letter) when I get it and send it to my FSA and blamo usually within a week the funds are there. I lurve my fsa...

[jflo 40]

Great thanks!

[JIFuentes927 11]

HELP! I am so worried....Im scheduled to banded on July 10, 2012. As of today, the insurance has NOT contacted me or the Dr's office in regards to an approval. I am so afraid that they are going to say NO. I am even having dreams about being refused. :-(...Has anyone else gone through this?

Jess