Im So Nervous!!!!

[hopingtobebandedsoon 89]

My paper work was submitted to Cigna on May 9th im so nervous because i dont want to be denied..i had a dream last night i was approved and my surgery date was June 15...this is one dream i hope comes true..anyone have problems with getting approved by cigna first time around?

[Sojourner 2,446]

My paper work was submitted to Cigna on May 9th im so nervous because i dont want to be denied..i had a dream last night i was approved and my surgery date was June 15...this is one dream i hope comes true..anyone have problems with getting approved by cigna first time around?

Everyone's case is unique to them, but the important thing to remember is that IF you were to be denied at the first letter, there is an appeal process that you can follow for reconsideration. There are many variables to consider (BMI, co-morbidities, insurance policy coverage, etc.).

I hope that you are approved with the first letter...good luck! Keep us posted on your progress.

[eyeononederland 27]

I'm paranoid I'll be denied, too. My BMI is typically around 38 and I don't have any comorbids. I registered a BMI of 40.1 at my first WLS doc visit, but my history simply shows that I've hovered around 38.

Fingers crossed for both of us!

My paperwork will be turned in sometime in early June.

[hopingtobebandedsoon 89]

I mean i have a bmi of 45.1 just had to get back on blood pressure pills..ive completed all of what they say is required just nervous they goin come up with something...keeping my fingers crossed for both of us..im so ready to start my new journey...

[hopingtobebandedsoon 89]

Its so stressful waiting on my insurance to make a decision, i know i shouldnt but i have called them already and they just got my paper work on 5/10 should i keep calling or just wait..gosh its hard just dont want to have to go throw an appeal, seems to me this is the hardest part.

[hopingtobebandedsoon 89]

By the way i have Cigna not sure how easy or hard they r to get approval!

[eyeononederland 27]

I have Aetna and my husband was approved without any fuss two years ago, but he had a much higher BMI than I do along with sleep apnea and high blood pressure.

Give them a call! Couldn't hurt, right?

[rascodr 2]

I have sleep apnea diabetes high blood pressure high chloresteral ostreoarthtitis my BMI 39.6 but Im still worried about insurance approval I cant afford it otherwise so the insurance company approval is neccessary for me to even start I don't want to pre-worry but its hard not too

DeAna

[Tomander 614]

I live in Canada and I paid for my lapband. I have no regrets at all spending the money... it was worth every penny.

The lapband saved my life. Yes it would have been nice if insurance would have covered it but I'm thankful I had the money.

Good luck... take it one day at a time. Please feel free to ask me any questions.

This is a GREAT place for information.

Tom, Toronto

Banded July 6 06

Wt. Loss: 156 lbs

Started with a 54" waist now 32"

EM: tomander@bell.net

[rascodr 2]

I think if my insurance doesn't cover me I might pull the funds from my 401k I really need to get it done and my health is not a bad investment so I actually think I have a plan B

DeAna