Bcbs Of New Jersey (Nj Direct)

[Laney5 4]

Does anyone know how long for their approval ??

Thanks you

[Lily Mae 1]

I have BcBsNj and it is an "exclusion" on my policy and is not covered. Are you sure its not an exclusion on yours?

[Laney5 4]

No my cover 100% , was just wondering how long it takes, its only been 3 days but this waiting sucks lol..

[Lily Mae 1]

well thats great that they will cover it 100%, and yes im sure the waiting sucks. My surgery is set for June 11th and I will have to be a self pay. I hope that it will be money well spent. Best of luck to you.

[Laney5 4]

thanks, and Good Luck to you too, I am sure it def will be worth it....

[MeredithMcFee 98]

Laney, I have BSofNJ Direct Access and it covered both my husband & myself, 100%. Never knew how long the wait period was as my Dr's office scheduled my surgery a month and a half out from my initial visit and that was only because I couldn't do it sooner. I went through all the testing required and then I heard from the staff I was precerted. I'm not sure, but I think they have to wait for all the testing to come in, making sure you're a candidate and then get the precert. We were both assured from the get go we wouldn't have to worry about getting precerted.

[Laney5 4]

Thanks im just worried cause my bmi is boderline

[gassygirl 0]

My BMW was borderline too and I had a 6 month wait with my bcbs. I opted for self pay because I knew my BMI would not cut the criteria at the end of a six month wait. My surgery was on 2/24/12. Good luck to you!

[Laney5 4]

bcbs nj dosent request that 6 month anymore thank god, i wish i could afford to self pay i def would. hope yyour doing good and losing ::-)

[Laney5 4]

I was finally approved today and my surgey is scheduled for tom ...so happy right now