Self Pay And Extra Insurance Through Doctor Office

[c945105 12]

Hello,

I was wondering opinions on getting the extra insurance to cover slip, erosion, port problems for self pay patients. My doctor offers this and wondered if others had this or thought good idea. My biggest fear is landing back in hospital for a complication and not covered.so leaning towards it if good idea.

Also I'll look up statistics but anyone know current statistics on these issues in the first two years or if they occur are they happening later then 1 or 2 years?

[NWgirl 574]

how much extra is the insurance?

[yellowrose88 43]

I wan't even aware of the extra. I would like to know too. Dr didn't mention it to me.

[dhales 98]

Hello,

I was wondering opinions on getting the extra insurance to cover slip, erosion, port problems for self pay patients. My doctor offers this and wondered if others had this or thought good idea. My biggest fear is landing back in hospital for a complication and not covered.so leaning towards it if good idea.

Also I'll look up statistics but anyone know current statistics on these issues in the first two years or if they occur are they happening later then 1 or 2 years?

Wow - I wish my doctor office had that....I would be interested if the price was affordable. That is my biggest fear since my insurance won't cover anything weight loss...I am sure they won't cover a revision if one is needed.

[c945105 12]

Yea, I'm sure not all doctor's offices offer it so maybe I'm lucky in that regard. Here is the break down

90 day - $256

6 month - $481

12 month - $899

18 month - $1,124

24 month - $1,326

30 month - $1.506

I guess they only offered up to 12 months until recently. Covers doctor cost and hospital if any of that occurs. I do believe going to an excellent practice in Chicago suburb forcusing on bariatrics. From seeing price others are paying it looks like I'm paying at the top end at 17k but I'm ok with this if getting excellent experienced care. Sad lost insurance struggle but now have to think of these things.

Any thoughts or opinions welcome. And if you are hearing of these things if they happen early or later. Thanks much!

[kbliss78 123]

That is pretty expensive if you are already self paying! I am a self pay as well. My payments would already be set at $230 a month, in addition to that insurance, I dont think I could do it. I think I will just hope for the best??? Thanks for the information. I plan to ask my Dr. when I see him.