mufasas-mom 170 Posted March 14, 2012 do you have insurance or is this self pay? maybe because i have insurance - we have hoops to jump through and that maybe why they have called me several times to make sure i've contacted the insurance company for their guidelines and such. the seminar i went to was on a saturday - thank goodness. have you been doing any pre-op diet on your own??? i'm sure all will be great for your surgery tomorrow - I wish you much success....keep me posted. Share this post Link to post Share on other sites
tammyg1969 7 Posted March 14, 2012 They put me on something similar to the Atkins diet last Monday and I havne't lost a pound...I'm so mad about that. My insurance is only covering half so I have to finance $5500 of it, and that was approved right away, so there wasn't any phone calls. Share this post Link to post Share on other sites
mufasas-mom 170 Posted March 14, 2012 OK....i guess since my insurance is covering most of it - maybe that's why - i have to do the 6 month LONG wait.....but appt two is around the corner and i'm sure it will be here soon enough. sorry your insurance company didn't cover more.... Share this post Link to post Share on other sites
tammyg1969 7 Posted March 14, 2012 LOL, Me too... It's better than nothing tho. At least they have in house financing. It also got the process done a lot faster. Only took about a month to get everything done and surgery scheduled, I guess I can't complain. Share this post Link to post Share on other sites
BayougirlMrsS 3,935 Posted March 14, 2012 Wow, I have United Health Care too, but they will only cover 50% so I have to pay $5500 that I'm financing with them. I also had UHC.... They paid at 80%. Plus all of my pre op was co pays... 20buck. If i may make a suggestion..... I just recently had my Tummy Tuck and was also going to finance thru Care Credit.... at like 20-some-% interest.... Crazy... So i went to Chase bank and got the Slate card that i got with a 8000 limit at 0% interest for 15 months... my monthly note is 80bucks.....so i'm paying 200 to knock it down faster..... if i don't have it paid by the 13th month i'm going to put the remainder on my discover card at 0% interest till i pay it off. This worked out better for me than pay for the finance charges and ALL that interest.... So if all goes as planed.... i will have paid ... no interest or finance charges.... AT ALL. Good luck to both of you.... Share this post Link to post Share on other sites
tammyg1969 7 Posted March 14, 2012 I also had UHC.... They paid at 80%. Plus all of my pre op was co pays... 20buck. If i may make a suggestion..... I just recently had my Tummy Tuck and was also going to finance thru Care Credit.... at like 20-some-% interest.... Crazy... So i went to Chase bank and got the Slate card that i got with a 8000 limit at 0% interest for 15 months... my monthly note is 80bucks.....so i'm paying 200 to knock it down faster..... if i don't have it paid by the 13th month i'm going to put the remainder on my discover card at 0% interest till i pay it off. This worked out better for me than pay for the finance charges and ALL that interest.... So if all goes as planed.... i will have paid ... no interest or finance charges.... AT ALL. Good luck to both of you.... I wonder why UHC only paid 50% on mine. Everyone has has better luck with their insurance. Share this post Link to post Share on other sites
mufasas-mom 170 Posted March 14, 2012 each company decides what types of benefits to add to their policies....it's all depended upon where you work and what type of policies they added. I got lucky....I guess Share this post Link to post Share on other sites
BayougirlMrsS 3,935 Posted March 14, 2012 each company decides what types of benefits to add to their policies....it's all depended upon where you work and what type of policies they added. I got lucky....I guess This is true.... i use to work in Insurance and it all depends on the company you work for and the "options" they chose to cover. Don't mean to be a "Debbie-downer" I'm just more worried about the swiftness of your surgery. did you have to do a psych exam? cardio? ... how much counseling did they do? how much are you prepared for the life long commitment? Share this post Link to post Share on other sites
dry_gulch_02 2 Posted March 14, 2012 I picked my surgeon first, Dr. Robert Snow in Hurst. I went to the dietitian at True Results, which is in the same building. They were all very nice and supportive. I can have fills done there but Dr. Snow does them too and he deadens the site! I had Aetna that covered the surgery 80% and the surgery was done at Baylor Trophy Club. I picked Dr. Snow because I worked with 3 women who had already gone through him and loved him. Share this post Link to post Share on other sites
tammyg1969 7 Posted March 14, 2012 This is true.... i use to work in Insurance and it all depends on the company you work for and the "options" they chose to cover. Don't mean to be a "Debbie-downer" I'm just more worried about the swiftness of your surgery. did you have to do a psych exam? cardio? ... how much counseling did they do? how much are you prepared for the life long commitment? Didn't do a psych exam, but they did do cardo, blood work and ekg...I've been doing a lot of reading and I'm more than ready to make the commitment. I just need a little help from the band. Thank you for you concern tho. Share this post Link to post Share on other sites
BayougirlMrsS 3,935 Posted March 14, 2012 Glad to hear that you have taking steps to educate your self. I was lucky in that my friend had her surgery a year before me and she was my sounding board. In fact her girlfriend had her LB the same day as me. Now we all have the same doctor. At the time he only choose 4 people per month to do the surgery on. He could have done more, but he only chose the ones he deemed "ready" for the life long commitment. I'm so glad he chose me.... I worry about the "clinics". I don't feel they do enough education and almost seems like they are just in it for the money..... moving people in and out like cattle. I would also double check with your insurance about your coverage. 50% does not seem right. They may be doing a little sneakiness to get more money. For example: if the national trend is LB at say.... $30,000..... but your doctor charges $40.... then the doctor has to eat or write off the $10... no covered. They maybe not wanting to "write off" the extra.... just check. Share this post Link to post Share on other sites
tammyg1969 7 Posted March 14, 2012 Glad to hear that you have taking steps to educate your self. I was lucky in that my friend had her surgery a year before me and she was my sounding board. In fact her girlfriend had her LB the same day as me. Now we all have the same doctor. At the time he only choose 4 people per month to do the surgery on. He could have done more, but he only chose the ones he deemed "ready" for the life long commitment. I'm so glad he chose me.... I worry about the "clinics". I don't feel they do enough education and almost seems like they are just in it for the money..... moving people in and out like cattle. I would also double check with your insurance about your coverage. 50% does not seem right. They may be doing a little sneakiness to get more money. For example: if the national trend is LB at say.... $30,000..... but your doctor charges $40.... then the doctor has to eat or write off the $10... no covered. They maybe not wanting to "write off" the extra.... just check. I will look into that...I agree things went pretty fast, thank goodness I found this site to get advise and info from people. I love it here. Share this post Link to post Share on other sites
Diva817 2 Posted March 14, 2012 I was banded with Dr. B True Results of Richardson November 17th. I have UHC and no the Surgery Center was not in-network but as they say the accept the in-network price. Even though it stated I was responsible for paying 27,000 I was only billed for $500 which is what they told me at the time of surgery. They do work with you and your insurance company. Dr. b and the staff are great, any questions just call them up. So far so good for me, no problems, no complications, no pb'ing, rashes or anything like that. I was at the center today. I didn't get a fill as od now I'm at 5cc and down 24.6lbs since November 17th. Starting weight was 238 day of surgery. Of course for me I'd like a bit more weight loss by now but the staff say I'm on target. Of course it's all what you put in it. If you have any questions just inbox me I can even provide you with my email address. Good luck tomorrow and wish you the best. I read that on another post you commented on. So far I haven't had any communication with them really...My surgery is tomorrow, and I'm very excited. How did it go for you? How are you felling? I still have so much to learn, like what is the post op diet they recommend? I have no idea. I'm assuming they'll tell me tomorrow. I hope your doing well. Anything imput you can give me would be great. Share this post Link to post Share on other sites
txmomof3 1 Posted March 15, 2012 I am using True Results in Houston. I have had a great experience. They have guided me through everything. I was banded yesterday. larch, please keep us posted! I am going through True Results in Houston as well! Scheduled for my EGD on the 23rd and surgery on April 6th! Excited but very nervous! The pre-op diet has got me super nervous! I have never been able to stick to a super strick liquid diet! I know it will all be worth it, but I am soooo nervous! Share this post Link to post Share on other sites
mufasas-mom 170 Posted March 15, 2012 I was banded with Dr. B True Results of Richardson November 17th. I have UHC and no the Surgery Center was not in-network but as they say the accept the in-network price. Even though it stated I was responsible for paying 27,000 I was only billed for $500 which is what they told me at the time of surgery. They do work with you and your insurance company. Dr. b and the staff are great, any questions just call them up. So far so good for me, no problems, no complications, no pb'ing, rashes or anything like that. I was at the center today. I didn't get a fill as od now I'm at 5cc and down 24.6lbs since November 17th. Starting weight was 238 day of surgery. Of course for me I'd like a bit more weight loss by now but the staff say I'm on target. Of course it's all what you put in it. If you have any questions just inbox me I can even provide you with my email address. Good luck tomorrow and wish you the best. WOW - can't tell you how much better I feel now...I was worried it was a type of a scam to get me to go through them - they get paid and WHOOPS...you are out of network you owe $25000 - but if this is what you experienced, then i think i can get over my anxiety about that. Was the $500 your deductible? I'll find everything out on my next visit on the 27th and get it all in writing ahead of time....thanks again. Share this post Link to post Share on other sites