Wondering When An Insurance Company Will Approve Surgery If You Haven't Been With Them Very Long?

[NWgirl 574]

I was recently added to Anthem BCBS insurance plan with Kroger because my other insurance plan did not provide any coverage. Has anyone else tried to use their insurance immediately (within 2 months of add) for this procedure? I'm worried they may deny me because I was literally just added, but I am above 40 BMI with high cholesterol, high blood pressure, and some other issues.

I was able to get a letter written by my pediatric doctor (who was my doctor from birth to 20) suggesting I should be a candidate for Lapband and documenting I have been obese since age 7, as well as my growth charts and chart notes in regards to weight/BP. I do not have a new primary care doctor, and will probably just find a doctor in the hospital I am looking at having the procedure.

Any input is welcome.

[Dawn200321 146]

I had my insurance for less than a year when I got my approval. Maybe you should call and ask a customer rep?