Poodles 0 Posted February 11, 2006 I have been applying for life insurance. Wanting to get $250,000, just in case...you know. I am 33 years old and right at 300 lbs. Everywhere I go they turn me down for height/weight ratio. Was even turned down from my EMPLOYERS insurance agency... I thought I had heard it all right... Well, here is a new one. The most recent denial says that I have been denied because of a possible lap band surgery in the near future. Says that they denied me because I had mentioned it in the phone interview and they found it in my medical charts that I have been considering lap band. Totally messed up hugh???? Don't even believe they can deny me for something I have not even done. But they said that they would reconsider after I have the surgery...if I can ever get approved for that. Totally messed up. This just sucks... Share this post Link to post Share on other sites
Anwyn 0 Posted February 11, 2006 I agree - that stinks. I have heard that it is much easier to get life insurance 1 year after WLS. I assumed that as soon as my weight was down I could start looking for a policy, but from what I've read I'm going to wait a little while. Share this post Link to post Share on other sites
JAYGERL05 0 Posted February 11, 2006 HeY Poodles, I am sorry to hear that. It does not make any sense. I would keep trying. I have insurance with work and a policy outside of work. I would try different companies, that is something that you need. I hope GIGNA let you know something soon with your band. Good luck!! Share this post Link to post Share on other sites
NJChick 3 Posted February 11, 2006 IVAN708 just went thru a bunch of insurance kaka... you might want to ask him what he did. I believe he found a company that would finally give him insurance. He posts on the boards so you can find him in the members directory. Share this post Link to post Share on other sites
