this is crazy

[skinnygirl 1]

I pay 778.00 a month for my insurance and just found out my hernia repair is not covered by my insurance because i'm paying for my muscles to be fixed and skin rmoval. They said i could have have hernia surgery then later have the rest at a different time if i was paying for it. So this would mean two surgieries cut in same areas for know reason. but having it all done at same time is exclusion even if im paying. i sometimes get bloodclots so another surgery is more risky them both at same time. I'm gonna apeal has anyone had this problem with insurance not wating to pay for the hernia?