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United Healthcare is really UMR?



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I don't know if anyone else has United Healthcare, but my insurance card says UMR. When I called the doctor and told them I had united healthcare they told me that it is really UMR, are they two different things?

I was pleasantly surprised to get a call from the bariatric surgeon's office only to inform me that UMR does not cover lap band. I got ticked off immediately because I had already called and checked. As a matter of fact, when my boyfriend was in the process of signing us up for health insurance I decided that United Healthcare Choice Plus would be the best option for us BECAUSE they had the option of bariatric surgery! So when she told me that they did not cover it, I got angry. So I called there myself, to check. I was told that they do not cover GASTRIC BYPASS (which I didn't want anyway) but they do cover lap band surgery. Yay. So the rep at the surgeon's office was politely informed that I am covered. I really don't understand why.... why she would ask about gastric anyhow? I mean do the surgeon's pick what surgery you get? Aren't you the one who should decide if lapband is best for you?

Anywho, anyone else out there I don't know if you have the United Healthcare/UMR situation going on... but please don't let them tell you that you aren't covered for anything. Probe around a little bit.

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