Insurance Approval or Doctor Selection First

[JanPuppyLover 2]

I'm a newbie, but have done extensive research here and elsewhere. I have a consultation with a doctor set up for several weeks from now. I have heard how insurance companies can drag their feet and want to get everything together that I can in order to expedite.

I called my insurance company (United Healthcare) and got their requirements for my policy:

BMI over 35, comorbidity, 5 year history of weight problems.

My BMI is closer to 45, I can collect a 5 year history and may or may not have what they consider a comorbidity.

Question is do I gather and submit this info to the insurance company prior to settling on a doctor (though I think I have). Or, does the surgeon's office have to do all of the submitting.

Will someone kindly tell me how that works?

Thanks!

[nayttap 4]

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[Maris0l 1]

My surgeons office is the one that has handled asking the Doctors for necessary paper but I went on my own and told them to give me copies just to be on the safe side , so when I use to go visit my surgeon I had the paper work incase they had not recieved it, Now I am waitting on my insurance approval ' Good Luck

[MelindaH 3]

I'm a newbie, but have done extensive research here and elsewhere. I have a consultation with a doctor set up for several weeks from now. I have heard how insurance companies can drag their feet and want to get everything together that I can in order to expedite.

I called my insurance company (United Healthcare) and got their requirements for my policy:

BMI over 35, comorbidity, 5 year history of weight problems.

My BMI is closer to 45, I can collect a 5 year history and may or may not have what they consider a comorbidity.

Question is do I gather and submit this info to the insurance company prior to settling on a doctor (though I think I have). Or, does the surgeon's office have to do all of the submitting.

Will someone kindly tell me how that works?

Thanks!

Hi, I would focus on choosing a surgeon. His or her office will gather the info for you but they will appreciate your help in telling them where it is. All the best to you!

Melinda