Financing problems

January 20, 2006

I have been reading the post on this site for several months but have not posted a message. I am not banded, but would love to be. My insurance will not cover the procedure and it will take me a long time to save up the money, but I am trying to do just that. My credit is not all that great, and I may have to refinance my home to get the additional money. But I will continue to read the post until my day comes. So if there is financing for bad credit folks, please respond as this may help to move my time up.

January 20, 2006

I applied at a couple companies and the best offer was from http://www.capitalonefinance.com. I got the full amount of $16K for 5yrs @ 13%. Our credit is good now HOWEVER we do still show a bankruptcy from 9.5 years ago, (my husband was the applicant, he has the job). The other company I tried was http://www.apfusa.com but there interest rate was ridiculous at 18%. It will happen for you. Good Luck ! ! !

MsButterKup23 · January 21, 2006

I don't know if this would help, but check out www.creditboards.com they might be able to steer you in the right direction as far as your credit and loans go.

Best of luck to you!

January 22, 2006

My insurance company BC/BS has an exclusion to weight loss surgery. A few companies I am going to look at are MediCredit.com; Monarchfinance.com; unicornfinancial.com , and medfinancing.com. Maybe a home equity loan, too. I would like to hear if you find something.

HarleyNana · January 22, 2006

If you do a home equity line/loan, then you could deduct the interest from your taxes, BUT, only do it if you're sure you can afford the payments, you certainly don't want to lose your home.