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Insurance Denials



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This is my very first post! Browsing through the topics, I saw something about insurance denials. It's gotten me a little worried! I am about 5 pounds away from having a BMI of 40. I have no comorbidities other than mild asthma. I'm not sure if age or sex is much of a factor for insurances, but I am a 23 year old female. I have Empire, New York State Government plan. In all of your experience, do you think I'm in the clear? I'd hate to think I made all these appointments and mental preperations to be denied Lap-Band surgery coverage. I know that the minimum BMI with 2 comorbidities has changed to 30. Does that mean that the minimum BMI for someone that doesn't have comorbidities is lowered as well? If I am denied, where do I go from there? Any input is greatly appreciated :)

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