Will self pay folks be covered for complications by ins. co

[kalamitykel 0]

I was told by my case manager that for people that go the self pay route that any complication from the lap band surgery will not be covered. Is that true. I h ave BCBS of Tennessee. I am being held up now because I did not have a 10% weight loss in the last 5 years. So they say I need to loose that 10%, before I qualify. However, that would put me out of the BMI range, even though I have several comorbidities. The did say that it would not be held against me. I could do it in the pre-op diet. Any thoughts?