Co-Morbidities for insurance?

[Price5 1]

Is high cholestrol a co-morbiditie in the insurances eyes? Have you had your surgery approved just off this alone? (my weight is at 220---thanks

[spoiltmom 44]

What is your BMI? It's more about your BMI than your weight alone. My insurance does allow high cholesterol as a co morbidity but I have normal cholesterol.

[maxi2010 0]

Is high cholestrol a co-morbiditie in the insurances eyes? Have you had your surgery approved just off this alone? (my weight is at 220---thanks

Hi Jen.

Every insurance is different so you will have to check your insurance. I have Empire BCBS and they did not count my high cholesterol as a co-morbid condition. They did accept my high bp. Many insurance companies want more than 1 comorbid condition. My weight was around the same as yours when I was finally approved. They approved me only when I needed surgery on my foot, which the doctor's office convince them was related to my weight. This made them overturn my denial and accept the band surgery. I was banded on 9/17/10.

Your insurance probably has a bariatric medical policy that is probably posted on their website. If it is hard to find, call them up and have the customer service rep take you to it and discuss your policy with them. I did that but still got a denial, which was eventually overturned.

Best of luck with your insurance. Don't give up without a fight. The fight paid off in my case and in many others that I have heard. Weight loss surgery actually makes healthier patients so it is a win-win situation for everyone involved (both insurance and patient). I'm not sure why there are so many insurance denials at first. Maxi