Is there any insurance that covers

[NewLife4Jen 28]

Hi....

Is there any insurance anymore that covers this surgery. I want to find out which so I can seek a job that has that insurance.

Yes.....I am that desperate for it. I have sleep apnea. I cannot afford it on my own as I have a child with a disability so there goes any extra cash which I am not complaining about. It just is what it is.

Someone out there...please help.

Thanks

[elcee 3,342]

Just wondering how you would mange to get a job based on what insurance it offers. In the current climate I would have thought it was hard enough to find any new job !

[23&LQQKIN2bThin 0]

Lots in insurance companies cover it BUT the problem is the company that you work for has an elective packet. they can choose. So it isn't based on insurance, it is if the company has elected it as a benefit. Good Luck.

[Mariasha 3]

Most insurances will cover if you have a BMI of 40 or a BMI of 35 with co morbidities.

However, they all have different requirements of what they need to approve you for surgery.

Many of them require a history of obesity or a six month medically approved diet.

I believe the best insurance company for getting the band is Oxford. As long as you have a BMI high enough to be eligible that is all you really need.

[NewLife4Jen 28]

Thanks for the replies. Elcee...I am blessed enough to work in a profession that has jobs available out there. And 23&LQQkin... that is what happened at my husband's emplyeer. They chose to exclude it actually. It stinks pretty much. And Mariasha...I will have to look into Oxford. Anyone else have any ideas?

Thanks for your input:rolleyes2:

[Lilika 0]

I have Oxford Health and I have only for a month ... the effective dat was December 1st, and I am already having surgery tomorrow !!! So happy with my insurance , doctors office did everything and they approved my in less than 24 hours!!! Truly Amazing!!!!

Hope that helps