ReneBean 3 Posted December 11, 2005 Yeah. ESPECIALLY if they have indicated that they WOULD cover the RNY surgery. If they will do that, then they SHOULD do the Band. I swear I think the insurance companies deny EVERYONE the first time, just to weed out the people who aren't really committed to the idea. I would get a doc that you feel positive about and start over. The tests can probably be copied to him/her and then you can have the new doc submit again. BE SURE they use the new Lap Band CPT Code. It is posted in the Insurance forum. Good Luck!! Share this post Link to post Share on other sites
Tropicana 0 Posted December 11, 2005 Trop, you say self-pay isnt an option. Most of us who were self-pay didnt have the cash readily available. I took out a loan for $15,000. I'd been wanting a new car (my current auto is 10 years old) but realized that getting healthy is the best investment I can make. There are finance companies catering to health/beauty surgery. Monthly payments depend on how long a payback period you select. And you can qualify even if your credit isnt great; your interest rate will be higher but the surgery is worth every penny. I'm a grad student. I live solely off of financial aid. I have no assets and getting a job, even part time, isn't an option right now. I could get more financial aid money but I'm already $60K in the hole. No need to add to it. If i can't get insurance to cover it, I will have to lose weight the traditional way. Share this post Link to post Share on other sites
