Want Surgery! Hard Time with Insurance

[torre1972 0]

I really want to have the Lap Band surgery but my insurance compnay won't approve or pay for it. Does anyone know of any doctors that accept payment plans?

[qtney1 1]

which part of the country are you in? you can call around and see if they have CareCredit, which is a payment plan accepted by a lot of doctors

[maxi2010 0]

If you live near NYC, NYU accepts payment plans. But try to appeal your insurance. I was denied by my insurance and NYU office did a medical appeal and got it over turned. There may still be hope that insurance will pay! Maxi2010

[Laura Lane 0]

have you checked out Dr. Aceves and his staff....you should he is the best doctor in Mexicali, Mexico.

[JillianRN 0]

Which insurance co do you have?

[stargate713 0]

The wording in most insurance plan information is designed to discourage you from proceeding with the process. The first thing you need to do is call your insurance and ask "do i have any exclusions in my policy for weight loss surgery" some employers do have exclusions in their plans. They may tell you it has to be medically nessassary, and you need to be over a specific BMI. As long as there is no specific exclusion in your policy, you go through the process, and if they deny you, then you appeal. If you read through these boards you will see numerous stories of the "hoops" people have had to jump through to get approved. But if your BMI is high enough, and there is not an exclusion in your policy then it is worth the effort. Good luck!