appeal denied

[jillrn 0]

Well I faxed my stuff in the 1st in the afternoon and I sent in certified mail too. I got a letter dated the 2nd denying the appeal for the same reasons. I want to know how they could have got my letter read it and denied that quickly they cant do anything overnight and this was less than 12 hours ????

[Alexandra 55]

Jill, these denials are sometimes not a matter of anyone actually reading anything. I know my second denial turned around on a dime--it just was a matter of routine for the carrier and they weren't at all interested in anything I had to say.

Do you have an external review option? What are your rights as a consumer in your state with regard to insurance carrier decisions?

[jillrn 0]

yes I am going to go before a panel of Dr, RN's and such at a appeal hearing I wish I knew where I could find some legal info about min coverage in Indiana law. Anyone know? Anyone know and use a lawyer specializing in Bari stuff???? thanxs Jill