JulyJen 0 Posted July 23, 2010 I have BCBC of Alabama, they want proof that I have been overweight for over 3 years. The problem is I didnt have insurance until about a year ago. How can I prove I was overweight? I had insurance about 5-6 yrs ago and it was documented then I was overweight. Do you think this could create a problem for me? Share this post Link to post Share on other sites
Cocoabean 430 Posted July 23, 2010 Submit what you do have. Did you do anything like Weight Watchers or Jenny Craig? Do you have any pictures of the years in between that you can submit? Share this post Link to post Share on other sites
JulyJen 0 Posted July 23, 2010 I'm not sure if I have any pics, like most overweight people I tried not to take many full body pics. I did do weight watchers but how do you show proof of that? Can your doctor just right a letter stating you were overweight that long or do they have to have medical records? Share this post Link to post Share on other sites
kelking 0 Posted July 23, 2010 Did you see a Dr at all during that three years where they would have documented your weight? Share this post Link to post Share on other sites
JulyJen 0 Posted July 23, 2010 I possible could have proof of the past 2 years. I am just starting the process. I go to seminar on 8/4, but just want to see if I will be able to get approved or what could possible stand in my way. Share this post Link to post Share on other sites
Cocoabean 430 Posted July 23, 2010 I'm not sure if I have any pics, like most overweight people I tried not to take many full body pics. I did do weight watchers but how do you show proof of that? Can your doctor just right a letter stating you were overweight that long or do they have to have medical records? If you still have the booklet that Weight Watchers gives you, you can make copies and submit that. I used that to get the 6 month diet requirement waived. If you don't have the booklet, you could perhaps write to the weight watchers office to get proof of enrollment. They might even have your starting weight. Then make the argument that they won't let you enroll if you don't have some weight to lose. That could be tough as you don't have to be a BMI of 35 or more to join, but it could add strength to your case. You might have friends/family/co-workers write letters stating you have been obese for the last 'x' number of years that they have known you. Hardly scientific, but again helping to make the case. Share this post Link to post Share on other sites
Morgan from OR 0 Posted July 23, 2010 What about your OB/GYN? That is where I went for my 5 years of documented history... she was the only one that I saw consistantly year over year. Share this post Link to post Share on other sites
Bella Luna 1 Posted July 23, 2010 You could also throw in a copy of your driver's license. I'm sure any little bit will help. It's probably not going to be a problem, you just have to be a little creative in what you submit. Share this post Link to post Share on other sites
trace10 0 Posted July 23, 2010 (edited) I don't think I understand. You went to a doctor 5 years ago and were overweight, which I am sure they have documented, and you are overweight now. Do they think you were skinny for those lost years? I would think the records from your doctor 5 years ago and reconfirming your weight with you new doctor would be sufficient evidence to you insurance company. I certainly hope they don't make you jump through hoops. Good luck!! Edited July 23, 2010 by trace10 Share this post Link to post Share on other sites
Cocoabean 430 Posted July 23, 2010 I don't think I understand. You went to a doctor 5 years ago and were overweight, which I am sure they have documented, and you are overweight now. Do they think you were skinny for those lost years? I would think the records from your doctor 5 years ago and reconfirming your weight with you new doctor would be sufficient evidence to you insurance company. I certainly hope they don't make you jump through hoops. Good luck!! Yes, there are companies out there who will deny you unless you prove you were overweight in each of the years they specify you must be overweight. If you dropped one pound below for one doctor's visit they will deny the surgery. Share this post Link to post Share on other sites
MollyRN 28 Posted July 24, 2010 Get your friends to sign affidavits Come on...what is wrong with these insurance companies???? Share this post Link to post Share on other sites
Cocoabean 430 Posted July 24, 2010 Get your friends to sign affidavits Come on...what is wrong with these insurance companies???? They want you to go away, and keep paying premiums! It's a pisser, ain't it? Share this post Link to post Share on other sites
Beachbunny 5 Posted July 25, 2010 I have BCBC of Alabama, they want proof that I have been overweight for over 3 years. The problem is I didnt have insurance until about a year ago. How can I prove I was overweight? I had insurance about 5-6 yrs ago and it was documented then I was overweight. Do you think this could create a problem for me? Jen , I also have BCBS of Georgia though, I wrote a 3 page letter of my weight loss history and what diets a tried over a 15 or more year period, and guess what? it worked!!! BCBS just wants to see a history of overweight , and attempts to lose it. Good luck, Jennifer Share this post Link to post Share on other sites
PuppyBandit 2 Posted July 27, 2010 Did you go to any doctor at all, I had to use my obgyn records for 2005, could not find anything else for that year. Share this post Link to post Share on other sites
JulyJen 0 Posted July 27, 2010 I did not see any type of doctor during that time. Share this post Link to post Share on other sites
