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How many of you had insurance cover your Lap Band?



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I was approved on the first try. I have BCBS of TN as my insurer. Since I participate in a High Deductible Health plan my out of pocket expenses will be $4500...most of which I paid with the things I needed to do pre-surgery.

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BCBS of Alabama...fought for 2 years and they denied me so I self paid. After the surgery I submitted all my receipts and they reimbursed me 50% for the anesthesia and denied the surgeon and the hospitals bills so I filed an appeal. Now 7 months later I got a letter stating that they have reversed the appeal and are going to reimburse me for the surgeon and the hospital..just not sure how much...anything is better than nothing...persistence and faith is paying off!!

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I have Anthem Blue Cross/Blue Shield I was approved on the first try but did have to wait 6 weeks for a response and meet all there requirements

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i was approved by UHC the first time, and i think within a week. they were really awesome but i called them every few days; i didn't wait for them to get back to me. good luck!

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I have United Healthcare. After I met all the requirements they approved it pretty quickly. :confused: Good luck!

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Independent Health, approved the first time after meeting with Dr., Psych, and Nut. All of those were covered with a $20 copay each, $20 copay for pre-op testing and $20 copay for each fill. I love my insurance!

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I have BC/BS of IL, and was given provisional approval within a day or so of my surgeon's information seminar. Once all the prerequisites were met, it took about 4 weeks--but it was holiday time, and that did slow things down a bit.

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I have Carefirst BCBS and it was covered 100% after 3 month diet requirement was completed. I received the authorization within a week of my doctor submitting the request.

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I have Cigna. They denied me the first time. My PCP copied my very thick medical chart and sent it to them. I was immediately approved. They were very good IMHO.

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United Healthcare. Approved the first time. :thumbup:

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I have Tricare and was approved right away (after the testing, psych eval, etc), without needing a 3 or 6 month diet.

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I have blue cross/blue sheild and I first got denied but once they seen I met all the requirements I was approved within 2 weeks after they recieved all the requirements...I must say I felt very blessed to have our insurance company to approve it....Most insurnace companies I have heard are approving the surgery..Good Luck I hope you get approved!!!!

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    • Bashbee91

      Hey guys new to the process looking forward to this new life. 
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    • Bugg

      Hi everyone! I’m brand new here. I just went through all my pre-op requirements per my insurance company and now everything has been submitted and I’m just waiting for final approval and my surgery date. I’ve been doing research, watching YouTube videos, TikTok’s, ect.. trying to prepare my mind and what to expect so I’ll be ready for the surgery. I was so sure and so set and so ready and excited. However, now that I’ve done everything & it’s almost here, I am sooooooo scared! I know why I want it bc I’ve tried everything and I just don’t feel like I can lose weight by myself. I’m tired of being overweight my entire life. I’m miserable, but I keep psyching myself out afraid of GERD bc I know how that can be and I don’t want to have to get a bypass after already gaining the courage to even get VSG. I’m scared of complications like I’mgoing to regret doing it and be depressed that I didn’t just be more disciplined and try again to lose the weight on my own even sitting here typing this knowing in my mind i just can’t and don’t possess the discipline. I’m also afraid I won’t be able to handle the restrictions of the sleeve. What do I eat? I don’t know how to eat healthy really and don’t enjoy healthy food. I don’t know how to do this! I feel so defeated!Someone tell me they felt anything similar to this or am I not ready? I thought I was. I am so tired of being sick and tired and so tired of myself and so tired of being stuck and stuck in this body and somebody different on the outside from what I feel inside. I just want to ball up and cry.
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    • buildabetteranna

      over 20 lbs down since4 the pre surgery diet and surgery on the 14th
      · 1 reply
      1. Selina333

        Yay!! Congrats. I know how good that feels. 🤩

    • Jenopolis

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    • buildabetteranna

      The 14th was my day. I am home and recovery is going pretty smooth. They even let me walk out of the hospital. Picture of me in recovery curtesy of my boyfriend lol. 

      · 3 replies
      1. DaisyChainOz

        Glad it went well!! Wishing you a speedy recovery and wonderful success!! 🤗

      2. buildabetteranna

        Thank you ❤️

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        Neat you have a pic of this day! I was sooo happy to get my surgery. It was well worth it! And I'm not even near my goal. I had surgery Dec. 2!

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