40+BMI...ever been denied insurance?

[wvmommy 0]

So, Im not going to have this surgery for a while...(Got a little one growing inside of me at the moment), but you can bet your sweet patootie that I WILL be getting this surgery after the baby has come. My question(s) is this...has anyone ever been denied if they met the 40 BMI requirements? I have federal BCBS basic option (anyone know anything about that insurance??)..I just hope everything does go smooth and I can have this done. Im tired of not being able to do simple things that people take for granted!!

[abraxasbear 16]

I'm also on Fed BCBS Basic. My surgeon mentioned during the initial seminar that he had worked with and *for* BCBS in the past, so I asked him afterward about the federal program. He said it was the *best* BCBS for approvals and he had seen very good cooperation from them.

[lauragshsu 6]

Congrats on your baby!

I didn't have any problems with approval, but I have tricare. I didn't have any "official" comorbidities, but made sure to emphasize any family history of weight related problems (my father is diabetic, high blood pressure and high cholesterol).

[Bella Luna 1]

I also have Federal BCBS Basic. I've heard great things about how quickly and generously they approve the surgery. They only thing you'll need is 5 years documented weight and I believe they even want a listing of weight loss attempts. But I believe they will work with you if those requirements are hard to meet. You should be just fine with this insurance :thumbup:

[wvmommy 0]

Thanks guys!! Im hoping it will all be covered. As for documentation of weight and weightloss attempts, I am sure I can swing the last 3 years, but any further back will be hard to get....fingers crossed!!