Waiting on insurance approval and it makes me sick to my stomach

[spoiltmom 44]

I'm waiting to see if my insurance company United Health Care will approve me and every time I think about it my stomach just turns. I'm so, so nervous and afraid they will say no. Even if they say no the first time I think I could get them to approve it on appeal but I really want a no hassles quick approval.

My UHC doesn't have many requirements so I'm hoping I'll slide right through with my high blood pressure and sleep apnea.

How in the world do you get through this part? It's absolutely nerve wracking to me.

[Becca29 0]

Hi! Girl we have the same BMI and are pretty much the same age! AANNND I too am waiting on approval. My stuff was submitted over a week ago and I am sick everyday just waiting hoping and praying. I am so ready for this . My insurance covers at 100 percent and it doesnt require a preop diet or anything , seems pretty lax compared to some insurances. Good luck to you and keep me updated on your progress!

[jingleboob 5]

Me too!!! Waiting on UHC for approval... although just submitted yesterday and like you, not many requirements so fingers crossed!!!!!! I'm afraid to be too excited... but I can't help it. I want this surgery!

[Beachbunny 5]

im waiting to ...my surgeon will submit the paperwork within a few days. I have BCBS of georgia.

[spoiltmom 44]

Well hopefully we'll all get approved! I'm hoping since my UHC doesn't have many requirements the approval process is easier and quicker. I need this so badly.

good luck ladies!!!

[BetsyB 9]

Try not to stress too much. First, it doesn't really accomplish anything except make you feel terrible. And secondly, it's out of your hands right now.

If you meet the criteria spelled out by your policy, you'll be approved--simple as that. It is terribly nerve-wracking to wait, but you can rest assured that if you do meet their guidelines, the answer you get, when you finally get it, will be the one you want.

Hang in there!

[dcowens 2]

When I called to see what requirements my insurance had for lap band surgery they told me they could not release that information. I just started this process yesterday. I went and saw my dr. got blood work done, and called the place in phx where I would like to have my surgery done to attend a seminar and consult. I feel like I'm snailing along. I have never been so anxious. I hopefully soon am going to be waiting on insurance approval as well. I hope that everything goes smoothly for you....and I! LOL:rolleyes2:

[medic50 1]

Hey guys, I hear your plight. But relax, if you have a good doctor who knows what he/she is doing you should be fine. You will be at the mercy of the reviewer until then. I started this whole process in mid May, dietician, diet, excercise, and visit the doctors again. I then received the green from my doc to do the band a month after I started. The approval took about 7-10 days and I called periodically into my doc's office just to keep tabs on the situation. I got my approval about a month and a half after my first visit. I really did not worry about it, I am 334 pounds and 5'10"s with a BMI of 47+ so I am not sure if this played a role in my quick approval. Try to work on your fitness level during this time, it is important in order to prevent embolisms and the like after surgery.:tt1:

[Moquarius 3]

I can completely understand how the waiting can make you sick! I was a nervous wreck throughout my approval process and stalked everyone from the insruance company to the doctors office.

Don't worry, the good news will come soon!

[dm5201 1]

Hello, I have Cigna and I'm now on day 21. I just called and insurance and it's still pending!

[spoiltmom 44]

I guess what's making me so nervous is I'm sort of borderline on their requirements. They require your BMI to be between 35-39 with 1 comorbidity. I have hypertension and sleep apnea but the catch is....they want the hypertension to be UNCONTROLLED and the apnea to be severe. My Hypertension is controlled with meds and my apnea is mild to moderate. SO I'm in a gray area I guess. Just hoping they take mercy on me.

[medic50 1]

Hey guys,

I could say that for me things have gone fast! Maybe too fast, but I should not be complaitning. I think it has been a relatively short period of time. Maybe it was because I have had multiple documented attempts at weight loss including Phentermine. Who knows? maybe we are at the mercy of how generous the reviewer feels that particular day.

Take care,

Cedric :confused:

[jingleboob 5]

Any word yet from UHC?? Mine was submitted to them almost a week ago and I'm really starting to get stir crazy, watching the phone, trying not to call the dr or ins to see if I "missed the call"...

I hate feeling like a crazy person!!! It's like high school waiting for a boy to call!!!!!!!!!!!!!!!!!

[spoiltmom 44]

As of today they still show that they haven't even received the info yet:( Once they get it she said they can take 30 days to decide.

[Laylas grandma 2]

Last friday I was riding 8 hours to my father in laws funeral and whining about how my much I was gonna miss him and how the insurance company wasnt gonna approve my surgery, really having a pity party and my husband said Sherri just call them. I have United Health care also. It had been 2 weeks since the paper work had been submitted. The lady on the other end was very nice but she said Im sorry honey but I dont see where your paper work had been sent for approval. I was fuming, she said hold on let me check somewhere else. then again sorry honey, I was about in tears.She said you know we just changed software last week let me check the old system....Then she comes back with "Congratulations Honey you have been approved"!! I told her she was my angel.:thumbup: