Jump to content
×
Are you looking for the BariatricPal Store? Go now!

Insurance dropped me!...please help!



Recommended Posts

I got the most horrible news today....after doing the six month supervised diet, psch, sleep test, and dietician...I just found out Medical Mutual insurance cancelled exactly on my 23rd birthday which was Saturday April 30th. They sent for approval on the 27th so will that count??? The good thing is that I started a new job on Monday May 3rd and my Anthem insurance starts on day one. But will they approve my surgery for June 1st? What are my options....PLEASE HELP ME! I am in tears...i am soooo upset and disappointed that I did all of this for nothing!

Share this post


Link to post
Share on other sites

you did not do it all for nothing your new insurance is gonna have you doing the same things that your old insurance had you do so if you have to submit all your paperwork again your approval should go pretty quick.Don't give up hope you have come to far for that it may take you a little longer but you will get there.First thing I would do is call your insurance company and see if they are gonna pay if not go ahead and submit all your paperwork to the new company.

I wish you the best on your journey we are all here for you!!!!!!

Share this post


Link to post
Share on other sites

I had a couple of setbacks in my process, too, and at first I felt discouraged. Then I realized that giving in to the discouragement was my usual pattern of sabotaging myself. So then I got mad, and have used the anger as healthy energy to move myself forward no matter what.

The new insurance will use the same stuff your old insurance did.

Don't give up!

Share this post


Link to post
Share on other sites

Just pray that your new insurance does not have a no weight loss surgery clause. That is what happened to my daughter who went through 6 months of testing and counseling only to find out she was denied due to the clause her company put on her policy. I would check with both companies asap I don't believe your old insurance has to "honor" their approval I work with insurance companies all day at work and believe me they will do anything they can not to pay a claim. Authorization is not a guarantee of payment they tell me everyday. Good Luck.

Share this post


Link to post
Share on other sites

Thanks guys for all the support! I thought since I was a student that I was covered???? I signed up for my new insurance BSBC this morning....I something happens!

Share this post


Link to post
Share on other sites

I don't know if you're particular plan is different from mine, but I have Anthem BCBS and it has been a dream! No monitored diet, just a quick phone conversation with a nutritionist/psychologist and I was approved within three days! I was so worried, especially because I'm barely on the cusp of having the required BMI, but it really was exceptionally quick. So there's a good chance that you won't lose too much time and any time you have spent on the doctor monitored program is obviously a good thing in the long run!

Share this post


Link to post
Share on other sites

Below is a partial list of companies that are known to either partially or completely cover LAP BAND surgery. Please note that this list should not be construed as a guarantee that you will be covered. Please do research more..

  • Blue Cross (in some states)
  • Humana
  • First Health
  • One Health
  • Tufts Health Plan
  • United Healthcare
  • Oxford Health Plan
  • Medicaid
  • American Family Insurance

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • BetterLeah

      Woohoo! I have 7 more days till surgery, So far I am already down a total of 20lbs since I started this journey. 
      · 1 reply
      1. NeonRaven8919

        Well done! I'm 9 days away from surgery! Keep us updated!

    • Ladiva04

      Hello,
      I had my surgery on the 25th of June of this year. Starting off at 117 kilos.😒
      · 1 reply
      1. NeonRaven8919

        Congrats on the surgery!

    • Sandra Austin Tx

      I’m 6 days post op as of today. I had the gastric bypass 
      · 0 replies
      1. This update has no replies.
    • RacMag  »  bhogue925

      Hi, I’m new here. I’m currently on the liver shrinking diet. So far so good, but I have to say I haven’t found a protein shake I like. Anyone have any suggestions please? My surgery date is September 17th. 
      · 2 replies
      1. BlondePatriotInCDA

        Fairlife Core are by far the best. They taste just as they are - chocolate milk. You can either get the 26 grams or the 42 grams (harder to find and more expensive). For straight protein look at Bulksuppliments.com ..they have really good whey proteins and offer auto ship plus they test for purity. No taste or smell...

      2. BlondePatriotInCDA

        Fairlife has strawberry, vanilla and of course chocolate. No more calories than other protein drinks. Stay away from Premiere, they're dealing with lawsuits due to not being honest about protein content.

    • Doctor-Links

      HGH For Sale
      hgh for sale at our online pharmacy
       
      Human growth hormone (HGH) is a small protein which is made in part of the brain called the pituitary gland. It travels in your bloodstream all over your body to make your body grow.
      HGH is very important in the body. It is needed for children to grow normally. It helps make sure there is enough muscle and fat in the body. It keeps our bones healthy.
      Buy Rybelsus online, Rybelsus tablets
      You can order for wegovy at our online pharmacy
      Check for the prices of 0.25mg, 0.5mg and 1mg at our online pharmacy and buy ozempic.
      · 0 replies
      1. This update has no replies.
  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×