Medical Loans

[youtalk 1]

Are there any companies out there giving medical loans right now?

[girl55 5]

Care Credit! I tried to get this as I have this credit card. but my doctor didn't accept care credit. They have a loan 1 year, 2 year, or 3 years for low interest. Check it out and see if your doctor accepts it.

[youtalk 1]

anyone else have any luck obtaining a medical loan for the band?

[Nean4488 1]

I used care-credit too for the 20% that my insurance wouldnt cover.

[youtalk 1]

But will they cover the whole thing? Or at least a good portion of it?

[Nean4488 1]

It all depends on your income I believe. At the time I applied I applied for 4k and was only working part time at 10/hr. I was approved for that much, even though I only needed 2k. You dont need to accept it if you dont want to , but it wont hurt to see how much you can get approved for.

[Kelleigh710 0]

I was approved through www.efinancing-solutions.com/.

Of course, I am going to The Obesity Control Clinic in mexico, so my surgery is $6500.00. I am paying 3k out of pocket and financed $3500.00 interest free for the first year. They go by income and credit as well. Good Luck! :biggrin:

[youtalk 1]

My income is great, but my score is mid 600's.

So I'm not sure thats going to look to great.

[Kelleigh710 0]

I'm in the same boat in regard to the credit/income ratio and I was approved with no problems. You're not asking for $20k, just $5-7k by going to Mexico. Big difference.

[youtalk 1]

I'm in the same boat in regard to the credit/income ratio and I was approved with no problems. You're not asking for $20k, just $5-7k by going to Mexico. Big difference.

ha-ha... thats if my wife don't freak about me going to Mexico. But I found a few doctors that are $12k instead of the first one charging $17k.

I just wonder what can possibly be the difference for the $5k.

[Kelleigh710 0]

The difference is usually not the quality in care, it's the doctor wanting to compete. For instance, surgeons in Texas are known to be cheaper because they are competing with the Mexicans. The Mexicans will always be cheaper also bot because of quality, but because the cost of running a hospital down there is so much lower. OR nurses in the States make $64,000 a year, nurses in Mexico make $6,400.00 a year.

I'm so glad you have been able to find an American surgeon in the 12k range, like i said before, Dr. K in Colorado is $9995 and people have great things to say about him. Keep us posted!