Hmm.. insurance.. who to choose, who to choose?!?!

[sandi_022 6]

So here is my situation. I have insurance right now, one no one has heard of... lol, its Homeland Health Care with Multiplan. My doc here in the states, well, his office dropped the ball, and didnt help me with anything, so i said F it, and went down to Mexico and got my band done. I'm working with someone at the Cleveland Clinic to see if my insurance will cover the fills, if not, I'll be searching for another company. This is fine because right now i'm under my moms insurance, and that's who she has.

My question is this, I'm going to be an individual pay for the insurance. Is anyone out there paying for insurance through an individual basis that actually will cover the after care? I was told by my other doc's office that many insurances won't cover it unless the person has insurance through their employer. Please help! Thanks!

[sandi_022 6]

I'm bumping this one up... you mean to tell me that of all the people on this site, no one here has individual insurance?!

PLEASE HELP!! :thumbup:

[kagead 0]

I am self employed and have an individual policy through Blue Cross Blue Shield of IL. I am waiting for approval and have not had a straight answer about coverage for fills. O

ne agent told me "everything post op is covered, including maintenance", another told me "it is treated like a Dr. visit" and I'll just have to pay my office visit copay and another said fills "are not covered at all."

Once I have my approval in hand, I'll push the issue further.

Sorry I couldn't be more help.

kagead

[sandi_022 6]

Yeahhhh.... I just called them to see what they offer. They told me that since I didn't have the surgery 3-5 years ago, and didn't have them for the last 30 days, they couldn't help me?!?! I don't really understand that, but.... ok. lol