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UHC - BMI 40 w/no comorbidities



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Hello everyone! I'm in the 4th month of my supervised diet and I'm confused. My husband called our insurance at the beginning of all this and they said you have to have a BMI over 35 with 1 comorbidity. Then the insurance coordinator verified coverage and it was 35 with 1 or 40 with none. Not sure which one to believe. :thumbup:

My issue is I have a BMI of 40 with none but from what my husband heard, I wouldn't get approved with this. Has anyone heard of the insurance requiring a comorbidity regardless of BMI? Thanks in advance!

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I hope this is your coverage:

From:

https://www.unitedhealthcareonline.com

From the home page, scroll to the bottom, type in bariatric, it is the second article.

Bariatric surgery is proven for the following:

1. Class III obese (BMI > 40 kg/m2)

2. Class II obese (BMI 35-39.9 kg/m2) in the presence of one or more of the following comorbidities:

Type 2 diabetes

Cardiovascular disease (e.g., stroke, myocardial infarction, stable or unstable angina pectoris, hypertension or coronary artery bypass)

Life-threatening cardiopulmonary problems (e.g., severe sleep apnea, Pickwickian syndrome, obesity-related cardiomyopathy)

Surgical revision or a second bariatric surgery is proven for inadequate weight loss if the

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