Federal Employee BCBS Basic Question

[mzSassy 0]

I've recently started my approval process for getting banded this year. I have a 3 month waiting period for GA with several tests and a psych eval. However, my big question is: For anyone who is a federal employee with BCBS Basic coverage, what has been your out-of-pocket expense for your lap-band® procedure?

[tryingtofindme 0]

I also have federal BC/BS and want to the answer to the out of pocket expenses. I have an appointment on 4 March and if I find out anything I'll send you a reply.

[a dairyfarmers chubbywife 1]

I also have federal BCBS and I had my surgery on 22 Feb. I paid $1545 to the hospital and $400 to the surgeon. I haven't received my bill from anything else yet. :w00t:

~Annette~

[texaschic 0]

Annette, why did you have to pay so much? I am also with BCBS and they told me I would only have to pay my copaymernt for going into the hospital on the day of the surgery, which is $100/day for each day I'm there... Do you have Basic or Standard???

[Jennilyn 0]

mzSassy - I have federal BCBS basic and I paid $75 at the hospital on surgery day, and then $25 copay for the appointments I've had (weight loss visits, psych eval., etc). So overall I'd say I've been out $250 for everything.

[texaschic 0]

Jennilynn, that sounds much better!!! :w00t: thanks!

[a dairyfarmers chubbywife 1]

I have the standard option. Which pays for 85%, so the amount I paid to the hospital was my 15%, and the amount to the surgeon was my deductable.

~Annette

[mzSassy 0]

Thanks for all the responses you guys. You've been most helpful.