Trying to get insurance after the being banded

[kirafiki 0]

Ok, so I started this I was 315 pounds. I am now 175 with a Realize band. I was un-insurable at 315 and now I am having trouble finding insurance (I am one of the millions of uninsured Americans) on my own (no employer plan to join).

Does anyone know what companies will approve me now that I have been banded? I don't really care if they call it a pre-existing condition, I just really need healthcare coverage.

[kiz 1]

We have private insurance through Anthem Blue Cross/Blue Shield. I had it before I had my band, so I don't know if it's a problem getting it post-band.

[Humming Bird 275]

Ok, so I started this I was 315 pounds. I am now 175 with a Realize band. I was un-insurable at 315 and now I am having trouble finding insurance (I am one of the millions of uninsured Americans) on my own (no employer plan to join).

Does anyone know what companies will approve me now that I have been banded? I don't really care if they call it a pre-existing condition, I just really need healthcare coverage.

I think I am going to face the same problem. I have not had health ins. for several years now. I was turned down a couple years ago by one company when I was 230lbs because of my weight. After that I balooned up to 264lbs.

Now I am under 200. I hope you get some good info here that I can use too

[kirafiki 0]

Update... contacted a place called coverageforall... there is probably no private health insurance company that will cover someone who has been banded.

I guess there really isn't coverage for all?

[kirafiki 0]

Update... contacted a place called coverageforall... there is probably no private health insurance company that will cover someone who has been banded.

I guess there really isn't coverage for all?

Just to clarify, I can only say this is true in California. Other states may be more humane.

[GrnEyesofTx 0]

Just to clarify, I can only say this is true in California. Other states may be more humane.

Unfortuantely, it applies in Texas, also. I have tried and I am told by my agent the only way I can get insured is to go thru my job or my spouse. It has been over a year without a single problem. I was not insurable at 250 or 294 because my height/weight proportions were not good, now that I am below 200 (finally) I am not insurable. I sure wish someone would explain to me why! It makes no sense to me at all! The government complains because we are an obese society and when we take whatever means necessary to get healthy we are still penalized. We can't win. My cobra was costing me $800.00 a month for my child and myself. I couldn't do it. I want some answers!

:thumbdown:

Edited February 12, 2010 by GrnEyesofTx