I am very frustrated today. I went in for my consult at Weight Loss Surgical Center in KC last November in which they checked to see if my insurance would pay and I received a phone call saying they would pay but it had to be done at an acute care facility which they did not have but were in the process of building one. Fast forward to a month ago and I called to check on the facility and if it was completed & they had just done their 2nd surgery there so the ball starts rolling again....get phone call to set up another consult OR pre-op visit. I was on the fence whether to do it or not and after joining this group and reading the success stories I am 110% committed so left 2 messages to set up pre-op consult and the person that gets insurance clearance had been calling me WEEKLY to update me on Tricare's requirements that were being met each week SO I think as soon as the facility meets Tricare's requirement I am a go....NOPE....now I'm told that my BMI is under 40 and I do not have the 2 co-morbidities to qualify. WHAT!?!?! Talk about popping someone's bubble fast that was ready to get this going..........so now I wait as they try to gain clearance from Tricare. Why would they tell me last year that they would defniitely pay for it and now possibly NOT? They had the same requirements last year that they do today. Very disappointed & upset.
Anyone else have to deal with Tricare? Do they pay for your fills as well? I have a $1,000.00 family deductible which I met last year from being in the hospital twice and if I could have had this done before Oct 1st I would not have had to pay a dime! But my health is worth the $1000.00 at least and I just want to do this and I think if I'm denied I will really fall in to a deeper depression...I don't want to have to eat until my BMI is over 40 to get the surgery so I may be left of my own. I lost 84# once before but its all back and then some. They think my thyroid issues will count so they are going to run it by Tricare.
Thanks for letting me vent and if anyone has Tricare just wondering how they were getting them to pay for your surgery!