Hello everyone... i just recently was put on my husbands ins. and looked to see if there was a way to get the lapband surgery. When I was reading it over I seen there was an exclusion that they do not cover services and supplies related to obesity, including surgical or other treatment of morbid obesity, this right away made me unhappy. I am 28 years old soon to be 29 and 5'6 and 396 pounds. I would say that I am WAYYYYYYYYYYYYYYYYYYYYY over weight. I dont think I can afford to go pay for it out of pocket at the moment. What I wanted to know is does anyone else have BC/BS of Texas PPO and have you gotten approved. Please all help would be nice . Thanks in advanced I would love some good news right about now.