I have had all the pre op tests for my surgery and have been medically approved. The problem is that I have the Choice Plus plan with United Healthcare and that plan does not pay for the surgery. I do not qualify for any loans to get the surgery. Any suggestions on what I should do? My job just signed up with United Healthcare in October 2006 and I have the highest plan that they offer. Should I try to get an individual plan with better coverage? I don't know what to do. I was so excited about getting the surgery, I am 35 years old and I'm 5'5 and 300 pounds.